20 Starr Rd, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 20 Starr Rd, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1958
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on File
Tax Bill$5,687 (2025)
Deeds & MortgagesSep 2021 Refinance
Flood ZoneZone X (minimal risk)
APN384289 70.12-3-2

Property Details

APN / Parcel Number

Primary APN384289 70.12-3-2
Alternative APN
  • 315J162050

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions150 ft deep x 150 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area329 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number315J162050
Street Address20 STARR RD
CityTROY
StateNY
Zip12182-1057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Block3
Legal Lot Number2.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2001
Census Tract51902

Owner

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 STARR RD, TROY, NY 12182-1057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address20 STARR RD, TROY, NY 12182-1057
Transaction TypeMortgage
Record UpdatedOct 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097620184
DateSep 29, 2021
Book Page9762/184
Instrument2021-597348
Lender
NameHOMEOWNERS ADVANTAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,687.00$36,700 (-) Land $12,000 Building $24,700$257,725 (+12.71%) Land $84,270 Building $173,455
2023$36,700 Land $12,000 Building $24,700$228,660 Land $74,766 Building $153,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1996–2026)
Claims Outside the SFHA4 of 10
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

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