20 Spyrock, Irvine, CA 92602 Property Records

Orange County property record for 20 Spyrock, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,042 sqft · built 2006
Lot Size	0.087 acres (3,798 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Jan 2013)
Tax Bill	$11,716 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`528-131-70`

Property Details

APN / Parcel Number

Primary APN	`528-131-70`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,042 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	3,798 sqft (0.087 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20 SPYROCK
City	IRVINE
State	CA
Zip	92602-2485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16811 BLK LOT 65
Legal Subdivision	TRACT NO 16811
Legal Tract	16811
Legal Lot Number	65
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1004
Census Tract	52535

Owner

20 Spyrock is owned and occupied by two individuals who bought it in January 2013.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SPYROCK, IRVINE, CA 92602-2485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2013 · Amount on File
Deed Sale	Jan 30, 2013 · Amount on File
Prior Sale	Feb 27, 2007 · Amount on File
Deed Document Number	201358672
Prior Transfer Date	Sep 22, 2011
Prior Transfer Doc	0000493541
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 SPYROCK, IRVINE, CA 92602-2485
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPYROCK, IRVINE, CA 92602-2485

Mortgage

Document Number	0000457061
Date	Jul 16, 2021
Instrument	2021000457061

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 SPYROCK, IRVINE, CA 92602-2485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280604
Date	Jun 18, 2020
Instrument	2020000280604

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,023,679 (+2%) Land $688,831 Building $334,848
2025	$11,716.00 (+6.46%) Homeowner's exemption	$1,003,607 (+4.04%) Land $675,324 Building $328,283
2023	$11,005.00 (+1.94%) Homeowner's exemption	$964,637 Land $649,100 Building $315,537
2022	$10,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Spyrock in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Spyrock has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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