20 Spruce St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 20 Spruce St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1880
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$162,500 (Mar 2024)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Apr 2024 Transfer Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:057 B:286`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:057 B:286`
Alternative APN	`531`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,944 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	531
Street Address	20 SPRUCE ST
City	WATERVILLE
State	ME
Zip	04901-5657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	286
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3008
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Spruce St is owned by a company that acquired it in March 2024.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	366 VICTORY HWY, C, EXETER, RI 02822-2114
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage M R QUALIFIED HLDG LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Deed Document Number	20244455
Deed Book / Page	14995 / 251
Last Transfer Date	Mar 28, 2024
Transfer Doc	2024007113
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Apr 12, 2024
Property Address	20 SPRUCE ST, WATERVILLE, ME 04901-5657
Document Number	2024007113
Book / Page	15023 / 247
Instrument Date	Mar 28, 2024
Instrument	2024007113
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 VICTORY HWY # C, C, EXETER, RI 02822-2114

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Mar 15, 2024
Property Address	20 SPRUCE ST, WATERVILLE, ME 04901-5657
Document Number	2024004985
Book / Page	15000 / 173
Instrument Date	Mar 7, 2024
Instrument	2024004985
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 VICTORY HWY # C, C, EXETER, RI 02822-2114

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Mar 8, 2024
Property Address	20 SPRUCE ST, WATERVILLE, ME 04901-5657
Document Number	2024004455
Book / Page	14995 / 251
Instrument Date	Feb 28, 2024
Instrument	2024004455
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 VICTORY HWY # C, C, EXETER, RI 02822-2114

Mortgage

Document Number	2024004456
Date	Mar 8, 2024
Instrument	2024004456

Lender

Name	M R QUALIFIED HLDG LL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Spruce St was $2,436.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00	$143,300 Land $18,800 Building $124,500
2024			$209,475
2023	$1,958.00 (+52.14%)	$98,400 (+97.59%) Land $14,500 Building $83,900
2022	$1,287.00	$49,800 Land $10,900 Building $38,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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