Suffolk County and Islip Town property record for 20 Spruce St, Islip, NY 11751 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,177 sqft · built 1962 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (Dec 2020) |
| Tax Bill | $10,048 (2024) |
| Deeds & Mortgages | Aug 2025 Refinance Mar 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 320.-3-5 |
| Primary APN | 472889 320.-3-5 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,177 sqft Living Area |
|---|---|
| 1st Floor Area | 978 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Account Number | 590720 |
|---|---|
| Street Address | 20 SPRUCE ST |
| City | ISLIP |
| State | NY |
| Zip | 11751-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | X2219739Y187935 T044H00000000 |
| Legal Subdivision | COLUMBUS PK SEC #1 |
| Legal Block | 0003 |
| Legal Lot Number | 300 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 147401 |
Source: Suffolk County and Islip Town records · APN 472889 320.-3-5
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 SPRUCE ST, ISLIP, NY 11751-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Mar 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 09, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MTG |
| Aug 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Mar 09, 2023 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Aug 11, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 30, 2020 | Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Prior Sale | Sep 09, 2016 · Amount on Record |
| Deed Book / Page | 13084 / 594 |
| Last Transfer Date | Mar 31, 2022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 SPRUCE ST, ISLIP, NY 11751-3010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0236760995 |
|---|---|
| Date | Aug 18, 2025 |
| Book Page | 23676/995 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 SPRUCE ST, ISLIP, NY 11751-3010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234940650 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 23494/650 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 SPRUCE ST, ISLIP, NY 11751-3010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234890589 |
|---|---|
| Date | Mar 09, 2023 |
| Book Page | 23489/589 |
| Name | HOMETOWN EQUITY MTG |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 SPRUCE ST, ISLIP, NY 11751-3010 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234470021 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 23447/21 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 09, 2023 |
| Property Address | 20 SPRUCE ST, ISLIP, NY 11751-3010 |
| Document Number | 0131920434 |
| Book / Page | 13192 / 434 |
| Instrument Date | Apr 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 REDINGTON ST, BAY SHORE, NY 11706-6940 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 11, 2022 |
| Property Address | 20 SPRUCE ST, ISLIP, NY 11751-3010 |
| Document Number | 0131680957 |
| Book / Page | 13168 / 957 |
| Instrument Date | Mar 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SPRUCE ST, BRENTWOOD, NY 11717-3816 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 30, 2020 |
| Property Address | 20 SPRUCE ST, ISLIP, NY 11751-3010 |
| Document Number | 0130840594 |
| Book / Page | 13084 / 594 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1436 GARDINER DR, BAY SHORE, NY 11706-3713 |
| Document Number | DL044507 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | DL044507 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 (-) Land $5,900 Building $24,100 | $422,536 (-) Land $83,099 Building $339,437 | |
| 2024 | $10,048.00 | $422,536 (+2.54%) Land $83,099 Building $339,437 | |
| 2023 | $30,000 (-) Land $5,900 Building $24,100 | $412,088 (+13.74%) Land $81,044 Building $331,044 | |
| 2022 | $30,000 Land $5,900 Building $24,100 | $362,319 Land $71,256 Building $291,063 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031474011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Nearby Flood Claims | 25 (1979–2023) |
| Claims Outside the SFHA | 18 of 25 |
| Most Recent Claim | Jul 2023, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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