20 Spruce St, Augusta, ME 04330 Property Records

Kennebec County and Augusta City property record for 20 Spruce St, Augusta, ME 04330

Property Summary

Property Type	Apartments (5+ Units)
Details	3,345 sqft · built 1891
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Tax Bill	$4,677 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88221`

Property Details

APN / Parcel Number

Primary APN	`88221`
Alternative APN	`AUGU M:00038 B:00148 L:00000`

Interior

Units	6 Units
Stories	3 Stories
Building Area	3,345 sqft Living Area
Gross Area	5,963 sqft
1st Floor Area	1,322 sqft
Basement Area	1,322 sqft
Unfinished Basement	1,322 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	88221
Street Address	20 SPRUCE ST
City	AUGUSTA
State	ME
Zip	04330-5215
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	148
Jurisdiction	AUGUSTA ME
Township / Civil Division	AUGUSTA
Census Block Group	3
Census Block	3021
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Augusta City records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 275, AUGUSTA, ME 04332-0275
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Unknown KENNEBEC SAVINGS BANK
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Dec 15, 2025	Deed of Trust, Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA ME
Property Address	20 SPRUCE ST, AUGUSTA, ME 04330-5215
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001950
Date	Jan 30, 2019
Book Page	13139/173
Instrument	2019001950

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Unknown
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA ME
Property Address	20 SPRUCE ST, AUGUSTA, ME 04330-5215
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021035333
Date	Dec 3, 2021
Book Page	14275/42
Instrument	2021035333

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA ME
Property Address	20 SPRUCE ST, AUGUSTA, ME 04330-5215
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025028063
Date	Dec 15, 2025
Book Page	15589/276
Instrument	2025028063

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Kennebec County and Augusta City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Augusta City
Unified School District	Augusta (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,677.00 (+2.52%)	$191,700 (-) Land $25,900 Building $165,800
2024	$4,562.00 (+3.66%)	$191,700 (-) Land $25,900 Building $165,800
2023	$4,401.00	$191,700 Land $25,900 Building $165,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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