Garfield County property record for 20 Spruce Ct, Parachute, CO 81635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1982 |
| Lot Size | 0.174 acres (7,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,200 (Dec 2011) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2019 Mortgage + 2 more |
| APN | R270168 |
| Primary APN | R270168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Heated Area |
| 1st Floor Area | 690 sqft |
| Basement Area | 820 sqft |
| Finished Basement | 410 sqft |
| Unfinished Basement | 410 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,598 sqft (0.174 acres) |
| Garage Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R270168 |
|---|---|
| Street Address | 20 SPRUCE CT |
| City | PARACHUTE |
| State | CO |
| Zip | 81635-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SECTION: 18 TOWNSHIP: 7 RANGE: 95 SUBDIVISION: MONUMENT CREEK VILLAGE SEC. 1 BLOCK: 18 LOT: 3 |
| Legal Range | 95 |
| Legal Township | 07 |
| Legal Section | 18 |
| Legal Subdivision | MONUMENT CREEK VILLAGE SEC. 1 |
| Legal Block | 18 |
| Legal Lot Number | 3 |
| Jurisdiction | GARFIELD CO |
| Township / Civil Division | WEST GARFIELD |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 952100 |
20 Spruce Ct is owned and occupied by an individual who bought it in December 2011.
Source: Garfield County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 SPRUCE CT, PARACHUTE, CO 81635-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit COLORADO CREDIT UNION |
| Jan 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 20, 2021 | Deed of Trust, Mortgage · Line of Credit COLORADO HOUSING & FINANCE AUTHORITY |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2011 · Amount on File |
| Deed Sale | Dec 1, 2011 · Amount on File |
| Prior Sale | Mar 17, 2011 |
| Deed Document Number | 2011811422 |
| Prior Transfer Date | Mar 30, 2001 |
| Prior Transfer Doc | 0000647873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD CO |
| Recording Date | May 27, 2026 |
| Property Address | 20 SPRUCE CT, PARACHUTE, CO 81635-9503 |
| Document Number | 0001018944 |
| Instrument Date | May 18, 2026 |
| Instrument | 20261018944 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20 SPRUCE CT, PARACHUTE, CO 81635-9503 |
| Investor | Possibly a Property Investor |
| Document Number | 0001018944, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20261018944 |
| Name | COLORADO CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD CO |
| Property Address | 20 SPRUCE CT, PARACHUTE, CO 81635-9503 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | TITLE COMPANY OF THE ROCKIES |
| Name | Verified Name |
|---|
| Document Number | 0000916768 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 916768 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD CO |
| Property Address | 20 SPRUCE CT, PARACHUTE, CO 81635-9503 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000961876 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 961876 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LITTLETON, CO 80127 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD CO |
| Property Address | 20 SPRUCE CT, PARACHUTE, CO 81635-9503 |
| Document Number | 0000938221 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE CO/THE ROCKIES INC |
| Name | Verified Name |
|---|---|
| Address | 20 SPRUCE CT PARACHUTE CO 816359503, PARACHUTE, CO 81635-9503 |
| Document Number | 0000938221 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 938221 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2050 |
The 2025 property tax bill for 20 Spruce Ct was $1,653, up 39.8% from the year before.
Source: Garfield County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Garfield County |
| Unified School District | Garfield County School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 (+39.85%) | $24,590 (+16.1%) Land $3,560 Building $21,030 | $393,470 (+24.44%) Land $57,000 Building $336,470 |
| 2024 | $1,182.00 (+17.73%) | $21,180 (-) Land $3,250 Building $17,930 | $316,200 (-) Land $48,550 Building $267,650 |
| 2023 | $1,004.00 (+1.52%) | $21,180 (+15.8%) Land $3,250 Building $17,930 | $316,200 (+20.14%) Land $48,550 Building $267,650 |
| 2022 | $989.00 | $18,290 Land $1,460 Building $16,830 | $263,200 Land $21,000 Building $242,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 20 Spruce Ct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Spruce Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATTLEMENT MESA MD serves 4,100 people · EPA ID CO0123133 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Kellin Communications Fixed Wireless | 100 / 50 |
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