20 Spruce Ave, Gilmanton, NH 03237 Property Records

Belknap County and Gilmanton Town property record for 20 Spruce Ave, Gilmanton, NH 03237

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1965
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (May 2003)
Tax Bill	$4,564 (2025)
Deeds & Mortgages	Sep 2023 Refinance
APN	`GILM M:00119 L:032000 S:000000`

Property Details

APN / Parcel Number

Primary APN	`GILM M:00119 L:032000 S:000000`
Alternative APN	`M:00119 B:032000 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,856 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 SPRUCE AVE
City	GILMANTON
State	NH
Zip	03237-5447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LR
Legal Lot Number	32000
Jurisdiction	GILMANTON TOWN NH
Township / Civil Division	GILMANTON
Census Block Group	2
Census Block	2001
Census Tract	965600

Owner

Source: Belknap County and Gilmanton Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	148 HARRIS RD, NASHUA, NH 03062-3714
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2003 · Amount on File
Deed Sale	May 22, 2003 · Amount on File
Deed Book / Page	1889 / 93
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMANTON TOWN NH
Property Address	20 SPRUCE AVE, GILMANTON, NH 03237-5447
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003588-60
Date	Sep 15, 2023
Book Page	3588/60
Instrument	2308133

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Belknap County and Gilmanton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
County Subdivision	Gilmanton Town
Elementary School District	Gilmanton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,564.00 (+3.45%)	$299,300 (-) Land $100,800 Building $198,500
2024	$4,412.00 (+24.11%)	$299,300 (+101.82%) Land $100,800 Building $198,500
2022	$3,555.00	$148,300 Land $52,000 Building $96,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20