20 Springfield St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 20 Springfield St, Lawrence, MA 01843

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 891 sqft · built 1920
Lot Size0.065 acres (2,850 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Mar 2017)
Tax Bill$2,890 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN102 0000 0019 A

Property Details

APN / Parcel Number

Primary APN102 0000 0019 A
Alternative APN
  • LAWR M:0102 B:0000 L:0019

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area891 sqft Living Area
Gross Area1,718 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,850 sqft (0.065 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number102 0000 0019 A
Street Address20 SPRINGFIELD ST
CityLAWRENCE
StateMA
Zip01843-1519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number19
JurisdictionLAWRENCE MA
Township / Civil DivisionLAWRENCE
Census Block Group4
Census Block4012
Census Tract251600

Owner

Source: Essex County and Lawrence City records · APN 102 0000 0019 A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 SPRINGFIELD ST, LAWRENCE, MA 01843-1519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 24, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 31, 2017Quit Claim Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Prior SaleSep 20, 2011 · Amount on Record
Deed Book / Page15036 / 52
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address20 SPRINGFIELD ST, LAWRENCE, MA 01843-1519
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00017245-3
DateNov 24, 2021
Book Page17245/3
Instrument38683
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueDec 01, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address20 SPRINGFIELD ST, LAWRENCE, MA 01843-1519
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17245-3
DateNov 24, 2021
Book Page17245/3
Instrument38683
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueDec 01, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAWRENCE MA
Recording DateMar 31, 2017
Property Address20 SPRINGFIELD ST, LAWRENCE, MA 01843-1519
Document Number15036-52
Book / Page15036 / 52
Instrument8219
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$22.24
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number150360054
DateMar 31, 2017
Instrument15036/0054
Lender
NameHOMEBRIDGE FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 31, 2047

Tax Assessment & Valuation

Source: Essex County and Lawrence City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLawrence City
Unified School DistrictLawrence School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,890.00 (+2.41%)$328,400 (+7.64%) Land $87,500 Building $240,900$334,590
2024$2,822.00 (+0.04%)$305,100 (+9.87%) Land $94,700 Building $210,400
2023$2,821.00$277,700 Land $87,800 Building $189,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2010)
Claims Outside the SFHA4 of 7
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims
  • Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 716 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAWRENCE WATER WORKS
serves 89,143 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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