20 Springdale Ave, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 20 Springdale Ave, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,242 sqft · built 1880
Lot Size	0.082 acres (3,568 sqft)
Owner	2 Company Names on Record
Last Sale	$210,000 (Dec 2024)
Tax Bill	$3,899 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2024 Sale & Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0085 B:0000 L:27`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0085 B:0000 L:27`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,242 sqft Living Area
Gross Area	2,100 sqft
Basement Area	594 sqft
Unfinished Basement	594 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	3,568 sqft (0.082 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	20 SPRINGDALE AVE
City	HOLYOKE
State	MA
Zip	01040-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Lot Number	27
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1006
Census Tract	812103

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 MOUNTAIN OAK, LITTLETON, CO 80127-3552
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 16, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance NICOLE SOTO
Apr 27, 2017	Deed of Trust, Mortgage HOLYOKE CITY OF
Jun 14, 2021	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC
Jan 27, 2017	Quit Claim Deed, Transfer ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Book / Page	25694 / 29
Prior Transfer Date	Dec 11, 2024
Prior Transfer Doc	0025694-29
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	20 SPRINGDALE AVE, HOLYOKE, MA 01040-3422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025602-166
Date	Oct 7, 2024
Book Page	25602/166
Instrument	46554

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2051

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Dec 16, 2024
Property Address	20 SPRINGDALE AVE, HOLYOKE, MA 01040-3422
Document Number	0025694-29
Book / Page	25694 / 29
Instrument Date	Dec 11, 2024
Instrument	59201
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MOUNTAIN OAK, LITTLETON, CO 80127-3552

Mortgage

Document Number	0000059967
Date	Dec 16, 2024
Instrument	59967

Lender

Name	NICOLE SOTO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	20 SPRINGDALE AVE, HOLYOKE, MA 01040-3422
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021657-119
Date	Apr 27, 2017
Book Page	21657/119
Instrument	22863

Lender

Name	HOLYOKE CITY OF

Agreement

Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jun 14, 2021
Property Address	20 SPRINGDALE AVE, HOLYOKE, MA 01040-3422
Document Number	0023937-28
Book / Page	23937 / 28
Instrument Date	Jun 14, 2021
Instrument	40389
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CRAIG DR APT 5H, 5H, W SPRINGFIELD, MA 01089-4708

Mortgage

Document Number	0000040390
Date	Jun 14, 2021
Instrument	40390

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 27, 2017
Property Address	20 SPRINGDALE AVE, HOLYOKE, MA 01040-3422
Document Number	021550-294
Book / Page	21550 / 294
Instrument	5095
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0215500296
Date	Jan 27, 2017
Instrument	21550/0296

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2047

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,899.00 (-6.16%)	$223,700 (-6.01%) Land $44,100 Building $178,600	$235,310 (+17.89%)
2025	$4,155.00 (+6.81%)	$238,000 (+15.93%) Land $41,300 Building $196,700	$199,595 (+2.49%)
2024	$3,890.00 (+4.74%)	$205,300 (+3.69%) Land $39,100 Building $166,200	$194,750
2023	$3,714.00	$198,000 Land $39,100 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

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