Oneida County and Utica City property record for 20 Springate St, Utica, NY 13502
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,522 sqft · built 1910 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,000 (May 2016) |
| Tax Bill | $2,397 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 318.71-3-21 |
| Primary APN | 301600 318.71-3-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,522 sqft Living Area |
| 1st Floor Area | 1,439 sqft |
| 2nd Floor Area | 1,389 sqft |
| Upper Floors Area | 694 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 45 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04.051620 |
|---|---|
| Street Address | 20 SPRINGATE ST |
| City | UTICA |
| State | NY |
| Zip | 13502-5412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-15- 3- 18 130X45 318.071-0003-021.000/0000 |
| Legal Block | 3 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21104 |
20 Springate St is owned and occupied by two individuals who acquired it in October 2019.
Source: Oneida County and Utica City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SPRINGATE ST, UTICA, NY 13502-5412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 7, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 2, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on File |
| Deed Sale | May 20, 2016 · Amount on File |
| Prior Sale | Oct 15, 2015 · Amount on File |
| Deed Book / Page | 2016 / 6845 |
| Last Transfer Date | Oct 4, 2019 |
| Transfer Doc | 0000013641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Sep 24, 2026 |
| Property Address | 20 SPRINGATE ST, UTICA, NY 13502-5412 |
| Document Number | 0000012866 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202612866 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 SPRINGATE ST, UTICA, NY 13502-5412 |
| Document Number | 0000012866, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 202612866 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Oct 7, 2019 |
| Property Address | 20 SPRINGATE ST, UTICA, NY 13502-5412 |
| Document Number | 0000013641 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 13641 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 SPRINGATE ST UTICA NY 135025412, UTICA, NY 13502-5412 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 2, 2019 |
| Property Address | 20 SPRINGATE ST, UTICA, NY 13502-5412 |
| Document Number | 0000008339 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 8339 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $620.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1622 BRINCKERHOFF AVE UTICA NY 135015104, UTICA, NY 13501-5104 |
The 2026 property tax bill for 20 Springate St was $2,397, up 159.1% from the year before.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,397.00 (+159.14%) | ||
| 2025 | $925.00 | $69,000 Land $9,500 Building $59,500 | $186,500 Land $25,678 Building $160,822 |
| 2023 | $69,000 (-) Land $9,500 Building $59,500 | $160,465 (+11.63%) Land $22,093 Building $138,372 | |
| 2022 | $3,736.00 | $69,000 Land $9,500 Building $59,500 | $143,750 Land $19,792 Building $123,958 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Springate St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20 Springate St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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