20 Spring St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 20 Spring St, Somerville, MA 02143

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,996 sqft · built 1890
Lot Size	0.171 acres (7,487 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Jul 2025)
Tax Bill	$9,666 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20231860`

Property Details

APN / Parcel Number

Primary APN	`20231860`
Alternative APN	`SOME M:44 B:A L:18 U:20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,996 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Lot Area	7,487 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20231860
Street Address	20 SPRING ST
City	SOMERVILLE
State	MA
Zip	02143-2522
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	A
Legal Lot Number	18
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1002
Census Tract	351102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring Hill Historic District listed 1989 · 53 contributing resources · NRIS 89001222

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Spring St, a condominium, is owned by an individual who bought it in July 2025.

Source: Middlesex County and Somerville City records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	206 WESTERN AVE, ESSEX, MA 01929-1134
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Jul 30, 2025	Quit Claim Deed, Transfer NORTHEAST HOME LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Deed Document Number	20251982104
Prior Transfer Date	Jul 28, 2025
Prior Transfer Doc	0001982104
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 28, 2026
Property Address	20 SPRING ST, SOMERVILLE, MA 02143-2522
Document Number	0002007102
Instrument Date	Aug 24, 2026
Instrument	20262007102
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPRING ST, SOMERVILLE, MA 02143-2522

Mortgage

Document Number	0002007102,
Date	Aug 28, 2026
Instrument	20262007102

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jul 30, 2025
Property Address	20 SPRING ST, SOMERVILLE, MA 02143-2522
Document Number	0001982104
Instrument Date	Jul 28, 2025
Instrument	1982104
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 WESTERN AVE, ESSEX, MA 01929-1134

Mortgage

Document Number	0001982105
Date	Jul 30, 2025
Instrument	1982105

Lender

Name	NORTHEAST HOME LOAN

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,666.00 (+6.45%)	$886,000 (+2.65%) Building $886,000	$681,340 (-50.92%)
2024	$9,080.00 (+1.75%)	$863,100 (-) Building $863,100	$1,388,140
2023	$8,924.00	$863,100 Building $863,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	630 / 140
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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