20 Spring St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 20 Spring St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 866 sqft · built 1890
Lot Size	0.018 acres (775 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (Oct 2020)
Tax Bill	$5,568 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:35 L:0584`

Property Details

APN / Parcel Number

Primary APN	`SALE M:35 L:0584`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	866 sqft Living Area
Gross Area	1,498 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	775 sqft (0.018 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 SPRING ST
City	SALEM
State	MA
Zip	01970-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	584
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3005
Census Tract	204400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Salem Common Historic District listed 1976 · 263 contributing resources · NRIS 76000303

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 SPRING ST, SALEM, MA 01970-3833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK
Jun 21, 2019	Deed of Trust, Mortgage · Conventional with PMI METRO CU
Apr 30, 2018	Quit Claim Deed, Transfer GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Book / Page	39030 / 511
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	39030-511
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Oct 7, 2020
Property Address	20 SPRING ST, SALEM, MA 01970-3833
Document Number	39030-511
Book / Page	39030 / 511
Instrument Date	Sep 3, 2020
Instrument	20201007002380
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 SPRING ST, SALEM, MA 01970-3833

Mortgage

Document Number	201007002390
Date	Oct 7, 2020
Instrument	201007002390

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	20 SPRING ST, SALEM, MA 01970-3833
Document Number	37615-571
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPRING ST SALEM MA 019703833, SALEM, MA 01970-3833

Mortgage

Document Number	37615-571
Date	Jun 26, 2019
Book Page	037615/000571
Instrument	1906261050

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2044

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Apr 30, 2018
Property Address	20 SPRING ST, SALEM, MA 01970-3833
Document Number	36681-207
Book / Page	36681 / 207
Instrument	180430003590
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPRING ST, SALEM, MA 01970-3833

Mortgage

Document Number	366810209
Date	Apr 30, 2018
Instrument	36681/0209

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,568.00 (+5.24%)	$516,500 (+10.69%) Land $183,500 Building $333,000	$553,757 (+7.23%)
2025	$5,291.00 (+3.12%)	$466,600 (+5.66%) Land $165,200 Building $301,400	$516,420
2024	$5,131.00 (+2.85%)	$441,600 (+10.73%) Land $157,000 Building $284,600
2023	$4,989.00	$398,800 Land $144,900 Building $253,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	26 units insured incl. 9 condo units
Nearby Flood Claims	2 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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