20 Spring St, Newport, RI 02840 Property Records

Newport City property record for 20 Spring St, Newport, RI 02840

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,309 sqft · built 1910
Lot Size	0.054 acres (2,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,212,500 (Aug 2023)
Tax Bill	$10,164 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R10376`

Property Details

APN / Parcel Number

Primary APN	`R10376`
Alternative APN	`NEWP M:021 B:0019 L:01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,309 sqft Living Area
Gross Area	3,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	2,370 sqft (0.054 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R10376
Street Address	20 SPRING ST
City	NEWPORT
State	RI
Zip	02840-2966
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R10
Legal Block	19
Legal Lot Number	1
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	3
Census Block	3003
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Newport City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 SPRING ST, NEWPORT, RI 02840-2966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jun 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKNEWPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Book / Page	3158 / 174
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Aug 25, 2023
Property Address	20 SPRING ST, NEWPORT, RI 02840-2966
Document Number	003158-174
Book / Page	3158 / 174
Instrument Date	Aug 25, 2023
Instrument	148892
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 SPRING ST # 1, 1, NEWPORT, RI 02840-2966

Mortgage

Document Number	0000148893
Date	Aug 25, 2023
Instrument	148893

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Jun 13, 2022
Property Address	20 SPRING ST, NEWPORT, RI 02840-2966
Document Number	003092-209
Book / Page	3092 / 209
Instrument Date	Jun 7, 2022
Instrument	143387
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 CEDAR AVE, PORTSMOUTH, RI 02871-4505

Mortgage

Document Number	0000143388
Date	Jun 13, 2022
Instrument	143388

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,164.00 (+140.45%)	$1,169,700 (+174.51%) Building $1,169,700	$1,770,810
2023	$4,227.00 (+6.18%)	$426,100 (+2.85%) Building $426,100
2022	$3,981.00	$414,300 Building $414,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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