20 Spring St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 20 Spring St, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,440 sqft · built 1972
Lot Size	3.3 acres (144,053 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Apr 2022)
Tax Bill	$10,307 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:31C B:115A L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:31C B:115A L:0`
Alternative APN	`2568`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
Gross Area	5,176 sqft
Basement Area	1,140 sqft
Unfinished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	144,053 sqft (3.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2568
Street Address	20 SPRING ST
City	IPSWICH
State	MA
Zip	01938-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Block	115A
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	3
Census Block	3011
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 SPRING ST, IPSWICH, MA 01938-1354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Nov 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Nov 13, 2017
Deed Document Number	20226660
Deed Book / Page	40870 / 220
Prior Transfer Date	Apr 14, 2022
Prior Transfer Doc	040870-220
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Apr 15, 2022
Property Address	20 SPRING ST, IPSWICH, MA 01938-1354
Document Number	040870-220
Book / Page	40870 / 220
Instrument Date	Apr 14, 2022
Instrument	20220415006660
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 SPRING ST, IPSWICH, MA 01938-1354

Mortgage

Document Number	220415006670
Date	Apr 15, 2022
Instrument	220415006670

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Nov 13, 2017
Property Address	20 SPRING ST, IPSWICH, MA 01938-1354
Document Number	36325-109
Book / Page	036325 / 000109
Instrument Date	Sep 28, 2017
Instrument	1711130520
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPRING ST IPSWICH MA 019381354, IPSWICH, MA 01938-1354

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,307.00 (+8.34%)	$924,400 (+10.57%) Land $407,000 Building $517,400	$1,422,435
2024	$9,514.00 (+6.52%)	$836,000 (+14.47%) Land $407,000 Building $429,000
2023	$8,932.00	$730,300 Land $357,600 Building $372,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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