20 Spring St, Chester, CT 06412 Property Records

Chester Town property record for 20 Spring St, Chester, CT 06412 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2009
Square Footage2,855 sqft Living Area
Lot Size30,492 sqft (0.7 acres)
OccupancyOwner Occupied
Last Sale$627,500 (2017)
Tax Bill$13,391.00 (2025)

Owner

Source: Chester Town records · APN CHES M:14 B:339

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 SPRING ST, CHESTER, CT 06412-1335
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2017Deed of Trust, Mortgage · Line of Credit
LIBERTY FEDERAL BANK
May 17, 2017Warranty Deed, Transfer
WELLS FARGO BANK NA
Jan 20, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2017 · Amount on Record
Deed SaleMay 17, 2017 · Amount on Record
Prior SaleOct 30, 2015 · Amount on Record
Deed Book / Page168 / 486
Record RefreshedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER CT
Property Address20 SPRING ST, CHESTER, CT 06412-1335
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000169-471
DateNov 13, 2017
Book Page169/471
Lender
NameLIBERTY FEDERAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER CT
Recording DateMay 17, 2017
Property Address20 SPRING ST, CHESTER, CT 06412-1335
Document Number000168-486
Book / Page168 / 486
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$85.56
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
InvestorPossibly a Property Investor

Mortgage

Document Number0001680488
DateMay 17, 2017
Instrument00168/0488
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueMay 17, 2047

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESTER CT
Recording DateJan 20, 2017
Property Address20 SPRING ST, CHESTER, CT 06412-1335
Document Number167-828
Book / Page000167 / 000828
Instrument DateJan 13, 2017
Transaction TypeTransfer
Record UpdatedFeb 07, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Chester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionChester Town
Elementary School DistrictChester School District (PK - 06)
Secondary School DistrictRegional School District 04 (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,391.00$494,480 (+17.04%) Land $74,200 Building $420,280$346,136 Land $51,940 Building $294,196
2024$13,391.00 (+6.72%)
2023$12,548.00 (+0.67%)$422,500 (-) Land $103,720 Building $318,780
2022$12,464.00$422,500 Land $103,720 Building $318,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of Connecticut
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNCHES M:14 B:339
Alternative APNs
  • CSTR M:14 B:339
  • 00129400
  • 129400

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,855 sqft Living Area
Gross Area3,808 sqft Gross Area
Basement Area1,120 sqft Basement
Unfinished Basement560 sqft Unfinished
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2009
Architectural StyleContemporary Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area30,492 sqft (0.7 acres)
Deck AreaDeck Area
SaunaSauna

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number129400
Street Address20 SPRING ST
CityCHESTER
StateCT
Zip06412-1335
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSAYBROOK VILLAGE
Legal Block339
JurisdictionCHESTER CT
Minor Civil DivisionCHESTER
Census Blockgroup1
Census Block1021
Census Tract600100

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