Fulton County and Broadalbin Town property record for 20 Spring St, Broadalbin, NY 12025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 973 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Mar 2026) |
| Tax Bill | $4,765 (2026) |
| Deeds & Mortgages | Nov 2005 Mortgage Apr 2007 Mortgage + 3 more |
| APN | 172201 137.20-3-7 |
| Primary APN | 172201 137.20-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 973 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 221 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 141 ft deep x 66 ft wide |
| Garage Type | Detached |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04010217000 |
|---|---|
| Street Address | 20 SPRING ST |
| City | BROADALBIN |
| State | NY |
| Zip | 12025-2173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | OLD PARCEL =04-01- 217.00 |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | BROADALBIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 971501 |
Source: Fulton County and Broadalbin Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 297 STEERS RD, AMSTERDAM, NY 12010-6369 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 30, 2005 | Deed of Trust, Mortgage COMMUNITY RESOURCE FEDERAL CREDIT UNION |
| Apr 12, 2007 | Deed of Trust, Mortgage ARGENT MORTGAGE CO LLC |
| Mar 11, 2026 | Warranty Deed, Transfer HOMESTEAD FUNDING CORP |
| Nov 20, 2025 | Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Apr 9, 2014 | Deed, Subdivision Related Transfer COLE TAYLOR BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Nov 20, 2025 · Amount on Record |
| Deed Document Number | 202695855 |
| Prior Transfer Date | Nov 4, 2024 |
| Prior Transfer Doc | 0202489287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON NY |
| Property Address | 20 SPRING ST, BROADALBIN, NY 12025-2173 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001695/0000000064 |
|---|---|
| Date | Nov 30, 2005 |
| Book Page | 0000001695/0000000064 |
| Name | COMMUNITY RESOURCE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON NY |
| Property Address | 20 SPRING ST, BROADALBIN, NY 12025-2173 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001850/0000000087 |
|---|---|
| Date | Apr 12, 2007 |
| Book Page | 0000001850/0000000087 |
| Name | ARGENT MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 309 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Mar 11, 2026 |
| Property Address | 20 SPRING ST, BROADALBIN, NY 12025-2173 |
| Document Number | 0202695855 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026-95855 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 297 STEERS RD, AMSTERDAM, NY 12010-6369 |
| Document Number | 0202695856 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026-95856 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Nov 20, 2025 |
| Property Address | 20 SPRING ST, BROADALBIN, NY 12025-2173 |
| Document Number | 0202594290 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025-94290 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 BISHOP RD, FORT JOHNSON, NY 12070-1203 |
| Document Number | 0202594291 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025-94291 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Apr 9, 2014 |
| Property Address | 20 SPRING ST, BROADALBIN, NY 12025-2173 |
| Document Number | 0000002014/0000025223 |
| Book / Page | 0000002014 / 0000025223 |
| Instrument Date | Apr 7, 2014 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 4, 2025 |
| Title Company | J. PAUL KOLODZIEJ |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SPRING ST, BROADALBIN, NY 12025-2173 |
| Investor | Possibly a Property Investor |
| Document Number | 2014425224 |
|---|---|
| Date | Apr 9, 2014 |
| Instrument | 2014-425224 |
| Name | COLE TAYLOR BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2044 |
Source: Fulton County and Broadalbin Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| County Subdivision | Broadalbin Town |
| Municipality | Broadalbin Village |
| Unified School District | Broadalbin-Perth Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,765.00 (-14.76%) | ||
| 2025 | $5,590.00 (+3.38%) | $117,000 (-) Land $16,900 Building $100,100 | $234,281 (+4.43%) Land $33,841 Building $200,440 |
| 2024 | $5,407.00 | $117,000 (-) Land $16,900 Building $100,100 | $224,353 (+6.12%) Land $32,407 Building $191,946 |
| 2023 | $117,000 Land $16,900 Building $100,100 | $211,420 Land $30,538 Building $180,882 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROADALBIN (V) serves 1,500 people · EPA ID NY1700017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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