Essex County and West Caldwell Township property record for 20 Spring Ln, West Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 1,248 sqft · built 1929 |
| Lot Size | 0.796 acres (34,687 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Jul 2022) |
| Tax Bill | $9,512 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-01101-0000-00052 |
| Primary APN | 21-01101-0000-00052 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 34,687 sqft (0.796 acres) |
| Lot Dimensions | 93 ft deep x 373 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2100081000000007A |
|---|---|
| Street Address | 20 SPRING LN |
| City | WEST CALDWELL |
| State | NJ |
| Zip | 07006-6402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 373X93 IRR |
| Legal Block | 1101 |
| Legal Lot Number | 52 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | WEST CALDWELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21802 |
20 Spring Ln is owned and occupied by an individual who bought it in July 2022.
Source: Essex County and West Caldwell Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 SPRING LN, WEST CALDWELL, NJ 07006-6402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed, Transfer CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on File |
| Deed Sale | Jul 28, 2022 · Amount on File |
| Prior Sale | Apr 18, 1994 · Amount on File |
| Deed Document Number | 202271139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 28, 2022 |
| Property Address | 20 SPRING LN, WEST CALDWELL, NJ 07006-6402 |
| Document Number | 0000071139 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022071139 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 JAEHNEL PKWY, 225, POINT PLEASANT BORO, NJ 08742-2126 |
| Name | Verified Name |
|---|---|
| Address | 20 SPRING LN, WEST CALDWELL, NJ 07006-6402 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 20 SPRING LN, WEST CALDWELL, NJ 07006-6402 |
| Document Number | 0000019366 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 SPRING LN WEST CALDWELL NJ 070066402, WEST CALDWELL, NJ 07006-6402 |
| Document Number | 0000019366 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 19366 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 3, 2034 |
The 2025 property tax bill for 20 Spring Ln was $9,512, up 0.5% from the year before.
Source: Essex County and West Caldwell Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | West Caldwell Township |
| Unified School District | Caldwell-West Caldwell School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,000 (-) Land $200,800 Building $145,200 | $346,000 (-) Land $200,800 Building $145,200 | |
| 2025 | $9,512.00 (+0.49%) | $346,000 Land $200,800 Building $145,200 | $346,000 Land $200,800 Building $145,200 |
| 2024 | $9,466.00 | ||
| 2023 | $346,000 Land $200,800 Building $145,200 | $346,000 Land $200,800 Building $145,200 | |
| 2022 | $9,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Spring Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 18 (1984–2025) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Spring Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CALDWELL WATER DEPARTMENT serves 10,759 people · EPA ID NJ0721001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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