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20 Spring Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 20 Spring Ln, Ringgold, GA 30736 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,494 sqft · built 1996
Lot Size0.369 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Aug 2006)
Tax Bill$2,657 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0039R032000

Property Details

APN / Parcel Number

Primary APN0039R032000
Alternative APNs
  • 0039R032
  • 20208

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,494 sqft Heated Area
Attic Area1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.369 acres)
Lot Dimensions130 ft deep x 125 ft wide

Exterior Amenities

Pool Area741 sqft
PorchOpen Porch
Porch Area510 sqft
Deck Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20208
Old Parcel Number0039R032000
Street Address20 SPRING LN
CityRINGGOLD
StateGA
Zip30736-3148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 AUTUMN CREST
Legal SubdivisionAUTUMN CREST
Legal Lot Number32
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1003
Census Tract30306

Owner

Source: Catoosa County records · APN 0039R032000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 SPRING LN, RINGGOLD, GA 30736-3148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2021Deed of Trust, Mortgage · Line of Credit
TENNESSEE VALLEY FEDERAL CREDIT UNION
Apr 24, 2020Deed of Trust, Mortgage · Conventional with PMI
TJC MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2006 · Amount on Record
Deed SaleAug 24, 2006 · Amount on Record
Prior SaleAug 29, 2005 · Amount on Record
Deed Document Number0001309469
Deed Book / Page1309 / 469
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address20 SPRING LN, RINGGOLD, GA 30736-3148
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SPRING LN, RINGGOLD, GA 30736-3148

Mortgage

Document Number0021410000000619
DateJun 01, 2021
Book Page0000002141/0000000619
Instrument005338
Lender
NameTENNESSEE VALLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 01, 2041

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address20 SPRING LN, RINGGOLD, GA 30736-3148
Document Number0020490532
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyCHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 SPRING LN RINGGOLD GA 307363148, RINGGOLD, GA 30736-3148

Mortgage

Document Number0020490532
DateMay 04, 2020
Book Page002049/000532
Instrument3256
Lender
NameTJC MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMay 03, 2035

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,657.00 (+17%)$139,938 (+37.91%) Land $15,000 Building $124,938$349,846 (+37.91%) Land $37,500 Building $312,346
2023$2,271.00 (+22.96%)$101,472 Land $15,000 Building $86,472$253,681 Land $37,500 Building $216,181
2022$1,847.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470303061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 16% of Georgia
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ringgold Telephone CompanyFiber2,500 / 2,500
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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