20 Spring Ln, Elkton, MD 21921 Property Records

Cecil County property record for 20 Spring Ln, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,728 sqft · built 1977
Lot Size	7.06 acres (307,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,174 (2026)
Flood Zone	Zone X (minimal risk)
APN	`05-042879`

Property Details

APN / Parcel Number

Primary APN	`05-042879`
Alternative APNs	`5042879` `042879`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,728 sqft Total Area
Basement Area	288 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	307,534 sqft (7.06 acres)
Garage Type	Mixed
Garage Area	1,984 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	220 sqft
Patio Area	616 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	042879
Street Address	20 SPRING LN
City	ELKTON
State	MD
Zip	21921-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	7.066 ACRES 20 SPRING LANE N/W OF ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	1
Census Block	1006
Census Tract	30908

Owner

20 Spring Ln is owned and occupied by two individuals.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 SPRING LN, ELKTON, MD 21921-4434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 20 Spring Ln was $4,174 with a homeowner's exemption, up 3.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,174.00 (+3.06%) Homeowner's exemption	$429,900 Land $119,900 Building $310,000	$429,900 Land $119,900 Building $310,000
2025	$4,050.00 Homeowner's exemption
2023	$3,080.00 Homeowner's exemption	$336,900 Land $119,900 Building $217,000	$336,900 Land $119,900 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Spring Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Spring Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20