Hamilton County property record for 20 Spring Hill Dr, Cincinnati, OH 45227
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,587 sqft · built 1989 |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Nov 2021) |
| Tax Bill | $10,472 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-0021-0042-00 |
| Primary APN | 527-0021-0042-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| 1st Floor Area | 1,587 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20 SPRING HILL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3849 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 36 - 3.690 % SPRING HILL OF MARIEMONT CONDOMINIUMS FIVE |
| Legal Subdivision | SPRING HILL MARIEMONT CONDO |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MARIEMONT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 24401 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 SPRING HILL DR # 36, 36, CINCINNATI, OH 45227-3849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Transfer on Death Deed, Transfer |
| Nov 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK |
| Sep 13, 2017 | Grant Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on Record |
| Deed Sale | Nov 8, 2021 · Amount on Record |
| Prior Sale | Aug 16, 2021 · Amount on Record |
| Deed Document Number | 0000135432 |
| Deed Book / Page | 14540 / 2890 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 19, 2025 |
| Property Address | 20 SPRING HILL DR, CINCINNATI, OH 45227-3849 |
| Document Number | 0000099474 |
| Book / Page | 15566 / 1034 |
| Map Reference | MB 62 PG 202 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025-0099474 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SPRING HILL DR # 36, 36, CINCINNATI, OH 45227-3849 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 8, 2021 |
| Property Address | 20 SPRING HILL DR, CINCINNATI, OH 45227-3849 |
| Document Number | 0000135432 |
| Book / Page | 14540 / 2890 |
| Map Reference | MB 62 PG 4-8 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 2021-0135432 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | NOT AVAILABLE, OLD TOWN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SPRING HILL DR # 36, 36, CINCINNATI, OH 45227-3849 |
| Document Number | 0000135433 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021-0135433 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 16, 2021 |
| Property Address | 20 SPRING HILL DR, CINCINNATI, OH 45227-3849 |
| Document Number | 0000098677 |
| Book / Page | 14481 / 2529 |
| Map Reference | OR 5016 PG 547 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021-0098677 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SPRING HILL DR, CINCINNATI, OH 45227-3849 |
| Document Number | 0000098678 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-0098678 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 13, 2017 |
| Property Address | 20 SPRING HILL DR, CINCINNATI, OH 45227-3849 |
| Document Number | 0000083544 |
| Book / Page | 013501 / 000772 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 83544 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 SPRING HILL DR CINCINNATI OH 452273849, CINCINNATI, OH 45227-3849 |
| Document Number | 83545 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 013501/000774 |
| Instrument | 83545 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mariemont Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,472.00 (+2.32%) | $148,750 (-) Land $23,450 Building $125,300 | |
| 2024 | $10,235.00 (+8.42%) | $148,750 (-) Land $23,450 Building $125,300 | |
| 2023 | $9,440.00 (+33.31%) | $148,750 (+57.41%) Land $23,450 Building $125,300 | $425,000 (+57.41%) Land $67,000 Building $358,000 |
| 2022 | $7,081.00 Homeowner's exemption | $94,500 Land $18,669 Building $75,831 | |
| 2020 | $270,000 Land $53,340 Building $216,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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