20 Spring Ct, Wetumpka, AL 36092 Property Records

Elmore County property record for 20 Spring Ct, Wetumpka, AL 36092

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,286 sqft · built 2006
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Sep 2019)
Tax Bill	$420 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-01-0-002-022.000`

Property Details

APN / Parcel Number

Primary APN	`15-01-01-0-002-022.000`
Alternative APN	`422870`

Interior

Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 SPRING CT
City	WETUMPKA
State	AL
Zip	36092-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 COUNTRY MEADOWS PLAT NO 1 13/101
Legal Range	17E
Legal Township	18N
Legal Section	01
Legal Subdivision	COUNTRY MEADOWS PLAT NO 1
Legal Lot Number	29
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	2
Census Block	2018
Census Tract	30902

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 SPRING CT, WETUMPKA, AL 36092-9386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN CREDIT UNION
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Nov 5, 2019	Re-recorded Document · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Deed Book / Page	2019 / 47662
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	2019/59604
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Recording Date	Oct 5, 2026
Property Address	20 SPRING CT, WETUMPKA, AL 36092-9386
Document Number	0000715060
Book / Page	2026 / 62683
Instrument Date	Sep 29, 2026
Instrument	2026715060
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPRING CT, WETUMPKA, AL 36092-9386

Mortgage

Document Number	0000715060,
Date	Oct 5, 2026
Book Page	2026/62683
Instrument	2026715060

Lender

Name	GUARDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Sep 9, 2019
Property Address	20 SPRING CT, WETUMPKA, AL 36092-9386
Document Number	2019/47662
Book / Page	2019 / 47662
Map Reference	MB 13 PG 10
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 SPRING CT, 20, WETUMPKA, AL 36092-9386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPRING CT, WETUMPKA, AL 36092-9386

Mortgage

Document Number	0201947666
Date	Sep 9, 2019
Instrument	2019/47666

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ELMORE AL
Recording Date	Nov 5, 2019
Property Address	20 SPRING CT, WETUMPKA, AL 36092-9386
Document Number	2019/59604
Book / Page	2019 / 59604
Map Reference	MB 13 PG 101
Instrument Date	Sep 6, 2019
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 SPRING CT, WETUMPKA, AL 36092-9386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPRING CT, WETUMPKA, AL 36092-9386

Mortgage

Document Number	2019/59608
Date	Nov 5, 2019
Book Page	2019/59608

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Elmore Town
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$420.00 (+0.96%)
2025	$416.00 (+0.73%)	$16,360 (+0.74%)	$163,500 (+0.68%) Land $25,000 Building $138,500
2024	$413.00 (+10.72%)	$16,240 (+10.85%)	$162,400 (+10.85%) Land $25,000 Building $137,400
2023	$373.00 (+5.97%)	$14,650 (+6.24%) Land $2,500 Building $12,150	$146,500 (+6.24%) Land $25,000 Building $121,500
2022	$352.00	$13,790 Land $2,500 Building $11,290	$137,900 Land $25,000 Building $112,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE WATER & SEWER AUTHORITY serves 13,680 people · EPA ID AL0000535
Water Source	Purchased surface water from CITY OF MONTGOMERY, THE WW&SSB OF THE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Central Access Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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