Flathead County property record for 20 Spokane Ave, Whitefish, MT 59937
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 6,350 sqft · built 1935 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $18,746 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R0797683 |
| Primary APN | R0797683 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,350 sqft Total Area |
| 1st Floor Area | 3,720 sqft |
| Upper Floors Area | 2,630 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 6,490 sqft (0.149 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Patio Area | 640 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000977779 |
|---|---|
| Street Address | 20 SPOKANE AVE |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2552 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | 6 |
| Legal Description | MONTANA HOLDINGS SPOKANE AVE SUB, S36, T31 N, R22 W, LOT 1 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 36 |
| Legal Subdivision | MONTANA HOLDINGS SPOKANE AVE SUB |
| Legal Block | 28 |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 402 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 217 S GALENA ST, ASPEN, CO 81611-1903 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Oct 4, 2019 | Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2024 |
| Deed Sale | May 17, 2024 |
| Deed Document Number | 20248217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 20 SPOKANE AVE, WHITEFISH, MT 59937-2552 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100037346 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 202100037346 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 20 SPOKANE AVE, WHITEFISH, MT 59937-2552 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900025237 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 201900025237 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Sep 10, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,746.00 (+42.26%) | $3,163,700 (+130.86%) | |
| 2025 | $3,163,700 (+130.86%) Land $2,115,850 Building $1,047,850 | ||
| 2023 | $13,177.00 | $1,370,400 | $1,370,400 Land $633,375 Building $737,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MontanaSky Networks, Vero Fiber, Western Montana CommunityTel.
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