20 Spindrift Trl, Kitty Hawk, NC 27949 Property Records

Dare County property record for 20 Spindrift Trl, Kitty Hawk, NC 27949 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1992
Square Footage	2,280 sqft Heated Area
Lot Size	25,500 sqft (0.585 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2016)
Tax Bill	$3,410.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`986720827232`
Alternative APN	`022462349`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,280 sqft Heated Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional Style
Exterior Material	Other Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	25,500 sqft (0.585 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	986720827232
Street Address	20 SPINDRIFT TRL
City	KITTY HAWK
State	NC
Zip	27949-3721
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 349 BLK: SEC: PL: 7 SL: 6
Legal Subdivision	CHICAHAUK
Legal Lot Number	349
Legal Unit	1
Jurisdiction	DARE NC
Minor Civil Division	ATLANTIC
Census Blockgroup	3
Census Block	3018
Census Tract	970101

Owner

Source: Dare County records · APN 986720827232

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SPINDRIFT TRL, KITTY HAWK, NC 27949-3721
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2016 · Amount on Record
Deed Sale	May 23, 2016 · Amount on Record
Deed Doc Number	2016700025759
Deed Book / Page	2095 / 376
Prior Transfer Date	Jan 13, 2012
Prior Transfer Doc	001886/093
Record Refreshed	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	20 SPINDRIFT TRL, SOUTHERN SHORES, NC 27949-3721
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPINDRIFT TRL, SOUTHERN SHORES, NC 27949-3721

Mortgage

Document Number	002689/315
Date	Jul 05, 2023
Book Page	2689/315
Instrument	700130908

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 01, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Southern Shores Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00 (+9.96%)	$755,900 (+55.09%) Land $260,000 Building $495,900
2023	$3,101.00	$487,400 Land $130,000 Building $357,400
2020			$755,900 Land $260,000 Building $495,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low 36th percentile nationally · 51st in North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.