20 Spencer St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 20 Spencer St, Millis, MA 02054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1861
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2017)
Tax Bill	$8,959 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILL M:031 B:0000011`

Property Details

APN / Parcel Number

Primary APN	`MILL M:031 B:0000011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,442 sqft

Exterior

Year Built	Built 1861
Effective Year Built	Effective 1861
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 SPENCER ST
City	MILLIS
State	MA
Zip	02054-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	2
Census Block	2004
Census Tract	407102

Owner

Source: Norfolk County and Millis Town records · APN MILL M:031 B:0000011

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SPENCER ST, MILLIS, MA 02054-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Book / Page	35035 / 33
Record Updated	Sep 20, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Apr 12, 2017
Property Address	20 SPENCER ST, MILLIS, MA 02054-1436
Document Number	35035-33
Book / Page	35035 / 33
Instrument	31270
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	350350035
Date	Apr 12, 2017
Instrument	35035/0035

Lender

Name	NEEDHAM COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Norfolk County and Millis Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,959.00 (+5.09%)	$546,300 (+5.22%) Land $320,600 Building $225,700	$574,560 (-0.61%)
2024	$8,525.00 (+12.33%)	$519,200 (+19.66%) Land $301,300 Building $217,900	$578,075
2023	$7,589.00	$433,900 Land $245,300 Building $188,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.