Lincoln County property record for 20 Spanish Oak Ct, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 2001 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,166 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-35-002-011-002.000 |
| Primary APN | 15-70-35-002-011-002.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Basement Area | 1,548 sqft |
| Unfinished Basement | 1,548 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,201 sqft (0.326 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 20 SPANISH OAK CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 OAK FOREST PLAT 2 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 35 |
| Legal Subdivision | OAK FOREST |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 810305 |
20 Spanish Oak Ct is owned and occupied by an individual.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 SPANISH OAK CT, TROY, MO 63379-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 4, 2022 |
| Property Address | 20 SPANISH OAK CT, TROY, MO 63379-5204 |
| Document Number | 002477/766 |
| Book / Page | 2477 / 766 |
| Map Reference | MB 13 PG 41 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022003497 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SPANISH OAK CT, TROY, MO 63379-5204 |
| Document Number | 2022003498 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2022003498 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 20 Spanish Oak Ct was $2,166.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,481 (-) Land $4,613 Building $29,868 | ||
| 2025 | $2,166.00 | $34,481 Land $4,613 Building $29,868 | $181,480 Land $24,280 Building $157,200 |
| 2023 | $2,014.00 (+4.79%) | $31,665 Land $3,804 Building $27,862 | $166,660 Land $20,020 Building $146,640 |
| 2022 | $1,922.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Spanish Oak Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Spanish Oak Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY PWS serves 15,000 people · EPA ID MO6010798 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Systec Wireless Communications, Wisper ISP.
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