20 Souther Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 20 Souther Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,579 sqft · built 1900
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individuals on Record
Last Sale	$1,400,000 (May 2018)
Tax Bill	$27,963 (2025)
Deeds & Mortgages	Jun 2025 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0070 B:0023 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0070 B:0023 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,579 sqft Living Area
Gross Area	9,632 sqft
1st Floor Area	2,033 sqft
Attic	Attic
Attic Area	1,102 sqft
Basement Area	1,057 sqft
Unfinished Basement	1,057 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 SOUTHER RD
City	GLOUCESTER
State	MA
Zip	01930-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	23
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3036
Census Tract	221300

Owner

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	20 SOUTHER RD, GLOUCESTER, MA 01930-3256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed of Trust, Mortgage MORGAN STANLEY PRIVATE BANK
May 24, 2018	Quit Claim Deed, Transfer FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	20 SOUTHER RD, GLOUCESTER, MA 01930-3256
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000659609
Date	Jun 27, 2025
Instrument	659609

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.55%
Type Change Date	Jul 1, 2032
Index	Other
Margin	3

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 24, 2018
Property Address	20 SOUTHER RD, GLOUCESTER, MA 01930-3256
Document Number	0000592876
Instrument Date	May 22, 2018
Instrument	592876
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,384.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 FARRINGTON LN HAMILTON MA 01936, HAMILTON, MA 01936

Mortgage

Document Number	592877
Date	May 24, 2018
Instrument	592877

Lender

Name	FIRST REPUBLIC BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Interest

Rate	3%

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,963.00 (+1.7%)	$2,876,900 (+1.8%) Land $1,079,700 Building $1,797,200	$2,345,360
2024	$27,496.00 (+12.89%)	$2,825,900 (+22.87%) Land $1,028,700 Building $1,797,200
2023	$24,356.00	$2,299,900 Land $876,800 Building $1,423,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured incl. 39 condo units
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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