20 Smith St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 20 Smith St, Belleville, NJ 07109

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,350 sqft · built 1892
Lot Size	0.046 acres (2,012 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jan 2023)
Tax Bill	$7,490 (2022)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-06702-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`01-06702-0000-00017`
Alternative APNs	`010024800028` `00002973`

Interior

Stories	2 Stories
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Construction Type	Frame
Lot Area	2,012 sqft (0.046 acres)
Lot Dimensions	80 ft deep x 25 ft wide

Location & Zoning

Account Number	00002973
Street Address	20 SMITH ST
City	BELLEVILLE
State	NJ
Zip	07109-2404
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	25X80.58 DISABLED VETERAN
Legal Block	6702
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	4
Census Block	4006
Census Tract	14500

Owner

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 SMITH ST, BELLEVILLE, NJ 07109-2404
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 22, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 23, 2023	Deed, Transfer · VA Mortgage JERSEY MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	20234433
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 SMITH ST, BELLEVILLE, NJ 07109-2404
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SMITH ST, BELLEVILLE, NJ 07109-2404

Mortgage

Document Number	0000011591
Date	Feb 24, 2026
Instrument	2026011591

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 SMITH ST, BELLEVILLE, NJ 07109-2404
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010257
Date	Feb 22, 2024
Instrument	2024010257

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 23, 2023
Property Address	20 SMITH ST, BELLEVILLE, NJ 07109-2404
Document Number	0000004433
Instrument Date	Jan 6, 2023
Instrument	2023004433
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 YEATES ST, BETHLEHEM, PA 18017-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SMITH ST, BELLEVILLE, NJ 07109-2404

Mortgage

Document Number	0000004434
Date	Jan 23, 2023
Instrument	2023004434

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,500 (-) Land $81,800 Building $112,700	$194,500 (-) Land $81,800 Building $112,700
2025		$194,500 (-) Land $81,800 Building $112,700	$194,500 (-) Land $81,800 Building $112,700
2023		$194,500 Land $81,800 Building $112,700	$194,500 Land $81,800 Building $112,700
2022	$7,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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