20 Smith Rd, Athol, NY 12810 Property Records

Warren County and Thurman Town property record for 20 Smith Rd, Athol, NY 12810

Property Summary

Property Type	Residential
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2025)
Tax Bill	$877 (2026)
Deeds & Mortgages	Sep 2025 Sale Apr 2024 Sale & Mortgage
APN	`523800 221.-2-8.112`

Property Details

APN / Parcel Number

Primary APN	`523800 221.-2-8.112`
Alternative APN	`380022100000020081120000`

Exterior

Lot Area	56,628 sqft (1.3 acres)
Lot Width	200 ft Width
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Shed	1 Shed
Cabin	Cabin

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	20 SMITH RD
City	ATHOL
State	NY
Zip	12810-7711
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	APA 1.3
Legal Block	2
Legal Lot Number	8.112
Jurisdiction	WARREN NY
Township / Civil Division	THURMAN
Census Block Group	1
Census Block	1047
Census Tract	73500

Owner

Source: Warren County and Thurman Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 DURRIN AVE, CORTLANDT MANOR, NY 10567-1113
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer
Apr 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Apr 1, 2024 · Amount on Record
Deed Document Number	20255349
Deed Book / Page	7136 / 126
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Sep 26, 2025
Property Address	20 SMITH RD, ATHOL, NY 12810-7711
Document Number	0071360126
Book / Page	7136 / 126
Instrument Date	Sep 22, 2025
Instrument	2025-5349
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 DURRIN AVE, CORTLANDT MANOR, NY 10567-1113

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Apr 1, 2024
Property Address	20 SMITH RD, ATHOL, NY 12810-7711
Document Number	0069100235
Book / Page	6910 / 235
Instrument Date	Mar 21, 2024
Instrument	2024-1518
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 DEER RUN, WADING RIVER, NY 11792-1700

Mortgage

Document Number	0020241519
Date	Apr 1, 2024
Instrument	2024-1519

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2029

Tax Assessment & Valuation

Source: Warren County and Thurman Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Thurman Town
Unified School District	Warrensburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$877.00 (+6.3%)
2025	$825.00	$31,500 (-) Land $15,800 Building $15,700	$50,215 (+14.57%) Land $25,187 Building $25,028
2024		$31,500 (+73.08%) Land $15,800 Building $15,700	$43,829 (+76.91%) Land $21,984 Building $21,845
2023		$18,200 Land $15,800 Building $2,400	$24,775 Land $21,508 Building $3,267

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1981–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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