20 Smith Pl, Cheshire, CT 06410 Property Records

Cheshire Town property record for 20 Smith Pl, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,837 sqft · built 1988
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$419,900 (Feb 2017)
Tax Bill	$9,518 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:30 B:146 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:30 B:146 L`
Alternative APNs	`CSHR M:30 B:146 L` `189500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,837 sqft Living Area
Basement Area	792 sqft
Unfinished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	189500
Street Address	20 SMITH PL
City	CHESHIRE
State	CT
Zip	06410-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	146
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1003
Census Tract	343101

Owner

Source: Cheshire Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 SMITH PL, CHESHIRE, CT 06410-1856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Dec 29, 2017	Deed of Trust, Mortgage PENNYMAC
Feb 28, 2017	Warranty Deed, Transfer MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Mar 23, 2016 · Amount on Record
Deed Book / Page	2790 / 92
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	20 SMITH PL, CHESHIRE, CT 06410-1856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2790-107
Date	Feb 28, 2017
Book Page	2790/107

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Term	360 Months
Due	Feb 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	20 SMITH PL, CHESHIRE, CT 06410-1856
Document Number	2832-40
Book / Page	002832 / 000040
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SMITH PL CHESHIRE CT 064101856, CHESHIRE, CT 06410-1856

Mortgage

Document Number	2832-40
Date	Dec 29, 2017
Book Page	002832/000040

Lender

Name	PENNYMAC

Agreement

Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Feb 28, 2017
Property Address	20 SMITH PL, CHESHIRE, CT 06410-1856
Document Number	2790-92
Book / Page	002790 / 000092
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2790-94
Date	Feb 28, 2017
Book Page	002790/000094

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,518.00	$320,040 (+36.37%) Land $95,410 Building $224,630	$457,200 Land $136,300 Building $320,900
2024	$9,518.00 (+15.58%)
2023	$8,235.00 (+2.25%)	$234,680 (-) Land $95,420 Building $139,260
2022	$8,054.00	$234,680 Land $95,420 Building $139,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed.

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