Whitley County property record for 20 Smith Ln, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 676 sqft · built 1967 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $395 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-30-04-013.00 |
| Primary APN | 093-30-04-013.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 676 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 94,961 sqft (2.18 acres) |
| Terrain | Rolling |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 20 SMITH LN |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2 HSES & 2.18 AC @ MAIN ST |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 920601 |
Source: Whitley County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 914 N DIXIE BLVD, 200, RADCLIFF, KY 40160-1474 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 9, 2023 | Deed of Trust, Mortgage · Commercial Mortgage EVANSVILLE TEACHERS FCU |
| Feb 5, 2025 | Quit Claim Deed, Transfer · Commercial Mortgage LIBERTY FCU |
| Oct 9, 2023 | Deed of Trust, Mortgage · Commercial Mortgage EVANSVILLE TEACHERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2025 |
| Transfer Doc | 00D584/699 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 20 SMITH LN, WILLIAMSBURG, KY 40769-1824 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 914 N DIXIE AVE 200, 200, ELIZABETHTOWN, KY 42701-2520 |
| Document Number | 00M708/962 |
|---|---|
| Date | Oct 9, 2023 |
| Book Page | M708/962 |
| Instrument | 300689 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 41 Months |
| Due | Mar 15, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Feb 5, 2025 |
| Property Address | 20 SMITH LN, WILLIAMSBURG, KY 40769-1824 |
| Document Number | 00D584/699 |
| Book / Page | D584 / 699 |
| Instrument Date | Jan 23, 2025 |
| Instrument | 331248 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 914 N DIXIE AVE # AVE200, AVE200, ELIZABETHTOWN, KY 42701-2520 |
| Name | Verified Name |
|---|---|
| Address | 914 N DIXIE AVE STE 200, 200, ELIZABETHTOWN, KY 42701-2520 |
| Document Number | 0000331278 |
|---|---|
| Date | Feb 5, 2025 |
| Instrument | 331278 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Mar 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 10 SMITH LN, WILLIAMSBURG, KY 40769-1824 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 914 N DIXIE AVE 200, 200, ELIZABETHTOWN, KY 42701-2520 |
| Document Number | 00M708/962 |
|---|---|
| Date | Oct 9, 2023 |
| Book Page | M708/962 |
| Instrument | 300689 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 41 Months |
| Due | Mar 15, 2027 |
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $395.00 (-3.89%) | $122,175 (-) | $122,175 (-) |
| 2023 | $411.00 | $122,175 | $122,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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