Passaic County and Wayne Township property record for 20 Smith Ln, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,753 sqft · built 1982 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $881,000 (Nov 2023) |
| Tax Bill | $15,565 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02610-0000-00015 |
| Primary APN | 14-02610-0000-00015 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,753 sqft Living Area |
|---|
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Lot Area | 17,424 sqft (0.4 acres) |
| Old Parcel Number | 1400592B00009A |
|---|---|
| Street Address | 20 SMITH LN |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2610 |
| Legal Lot Number | 15 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records · APN 14-02610-0000-00015
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SMITH LN, WAYNE, NJ 07470-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Feb 08, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Deed Document Number | 202337563 |
| Deed Book / Page | 4623 / 191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 SMITH LN, WAYNE, NJ 07470-5354 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000037564 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | M18712/211 |
| Instrument | 2023037564 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 SMITH LN, WAYNE, NJ 07470-5354 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20 SMITH LN, WAYNE, NJ 07470-5354 |
| Document Number | 0000008032 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | M17788/236 |
| Instrument | 2022008032 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,500 (-) Land $92,500 Building $167,000 | $259,500 (-) Land $92,500 Building $167,000 | |
| 2025 | $15,565.00 (+0.88%) | $259,500 (+7.45%) Land $92,500 Building $167,000 | $259,500 (+7.45%) Land $92,500 Building $167,000 |
| 2024 | $15,429.00 (+16.77%) | ||
| 2023 | $241,500 Land $92,500 Building $149,000 | $241,500 Land $92,500 Building $149,000 | |
| 2022 | $13,213.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 16% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures