20 Smart Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 20 Smart Rd, Acton, MA 01720 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1958
Square Footage2,516 sqft Living Area
Lot Size30,000 sqft (0.689 acres)
OccupancyOwner Occupied
Last Sale$215,000 (1994)
Tax Bill$17,747.00 (2025)

Property Details

APN / Parcel Number

Primary APNACTO M:00G1 B:0208 L:0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,516 sqft Living Area
Gross Area4,732 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRaised Ranch Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area30,000 sqft (0.689 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address20 SMART RD
CityACTON
StateMA
Zip01720-2029
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCOLONIAL ACRES
Legal Block208
JurisdictionACTON MA
Minor Civil DivisionACTON
Census Blockgroup2
Census Block2012
Census Tract363201

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00G1 B:0208 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 SMART RD, ACTON, MA 01720-2029
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Quit Claim Deed, Transfer
Quitclaim Document
Mar 29, 2021Deed of Trust, Mortgage · Stand Alone Refinance
MIDDLESEX SAVINGS BANK
Oct 29, 2018Deed of Trust, Mortgage
MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 1994 · Amount on Record
Deed SaleMay 27, 1994 · Amount on Record
Last Transfer DateJan 05, 2026
Transfer Doc085089-448
Record RefreshedSep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateJan 06, 2026
Property Address20 SMART RD, ACTON, MA 01720-2029
Document Number085089-448
Book / Page85089 / 448
Instrument DateJan 05, 2026
Instrument1066
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address20 SMART RD, ACTON, MA 01720-2029

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address20 SMART RD, ACTON, MA 01720-2029
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077355-399
DateMar 29, 2021
Book Page77355/399
Instrument69078
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address20 SMART RD, ACTON, MA 01720-2029
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number071804-181
DateOct 29, 2018
Book Page71804/181
Instrument165472
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term240 Months
DueOct 01, 2038

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,747.00 (+6.26%)$1,034,800 (+3.28%) Land $351,000 Building $683,800$937,175 (+5.19%)
2024$16,702.00 (+0.47%)$1,001,900 (+5.83%) Land $351,000 Building $650,900$890,910
2023$16,624.00$946,700 Land $319,200 Building $627,500

Flood & Wildfire

20 Smart Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire LikelihoodLow — about 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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