20 Small Pond Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 20 Small Pond Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,802 sqft · built 1991
Lot Size	4.19 acres (182,516 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (May 2026)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-0024-0001`

Property Details

APN / Parcel Number

Primary APN	`15-0024-0001`
Alternative APN	`GRHM M:015 B:024 L:001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,802 sqft Living Area
Gross Area	6,796 sqft
1st Floor Area	2,152 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	182,516 sqft (4.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Account Number	15-0024-0001
Street Address	20 SMALL POND RD
City	GORHAM
State	ME
Zip	04038-2091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Legal Lot Number	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3025
Census Tract	4002

Owner

Source: Cumberland County and Gorham Town records · APN 15-0024-0001

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SMALL POND RD, GORHAM, ME 04038-2091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2025	Deed of Trust, Mortgage · Conventional Mortgage MAINE COMMUNITY BANK
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage ANDROSCOGGIN BANK
Apr 30, 2025	Warranty Deed, Transfer
Apr 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Book / Page	42258 / 248
Prior Transfer Date	Apr 29, 2025
Prior Transfer Doc	0414140237
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	20 SMALL POND RD, GORHAM, ME 04038-2091
Transaction Type	Mortgage
Record Updated	Jun 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0415490164
Date	Jul 01, 2025
Book Page	41549/164
Instrument	24004

Lender

Name	MAINE COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jul 01, 2035
Index	1-Year CMT
Margin	3

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	May 18, 2026
Property Address	20 SMALL POND RD, GORHAM, ME 04038-2091
Document Number	0422580248
Book / Page	42258 / 248
Instrument Date	May 15, 2026
Instrument	202619220
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 SMALL POND RD, GORHAM, ME 04038-2091

Mortgage

Date	May 18, 2026

Lender

Name	ANDROSCOGGIN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Apr 30, 2025
Property Address	20 SMALL POND RD, GORHAM, ME 04038-2091
Document Number	0414140237
Book / Page	41414 / 237
Instrument Date	Apr 29, 2025
Instrument	14864
Transaction Type	Transfer
Record Updated	Jun 03, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 SMALL POND RD, GORHAM, ME 04038-2091

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GORHAM ME
Recording Date	Apr 29, 2021
Property Address	20 SMALL POND RD, GORHAM, ME 04038-2091
Document Number	0381300232
Book / Page	38130 / 232
Instrument Date	Apr 27, 2021
Instrument	30635
Transaction Type	Transfer
Record Updated	Jun 03, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 SMALL POND RD, GORHAM, ME 04038-2091

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,050.00 (+2.51%)	$408,800 (+1.82%) Land $88,800 Building $320,000
2024	$5,902.00 (+14.4%)	$401,500 (-) Land $93,300 Building $308,200
2022	$5,159.00	$401,500 Land $93,300 Building $308,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050040023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 16 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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