20 Smada Ln, Rocky Mount, MO 65072 Property Records

Miller County property record for 20 Smada Ln, Rocky Mount, MO 65072

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,016 sqft · built 2009
Lot Size6.7 acres (291,852 sqft)
OwnerIndividual Name on Record
Tax Bill$2,021 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22160

Property Details

APN / Parcel Number

Primary APN22160
Alternative APN
  • 048034000000012003

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area2,016 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Lot Area291,852 sqft (6.7 acres)
Garage Area2,400 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number22160
Street Address20 SMADA LN
CityROCKY MOUNT
StateMO
Zip65072-3121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT E2 SW4
Legal Range16W
Legal Township41N
Legal Section34
JurisdictionMILLER MO
Township / Civil DivisionGLAZE
Census Block Group2
Census Block2002
Census Tract962701

Owner

Source: Miller County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6 OAK TERRACE LN, A, ELDON, MO 65026
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK OF LAKE OF THE OZARKS
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL BANK OF LAKE OF THE OZARKS

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 8, 2025
Transfer Doc0000003151
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLER MO
Property Address20 SMADA LN, ROCKY MOUNT, MO 65072-3121
Transaction TypeMortgage
Record UpdatedJan 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SMADA LN, ROCKY MOUNT, MO 65072-3121
InvestorPossibly a Property Investor

Mortgage

Document Number02020/4877
DateOct 7, 2020
Book Page2020/4877
Instrument202004877
Lender
NameCENTRAL BANK OF LAKE OF THE OZARKS
TypeBank
AddressWESTPHALIA, MO 65085
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLER MO
Property Address20 SMADA LN, ROCKY MOUNT, MO 65072-3121
Transaction TypeMortgage
Record UpdatedJan 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SMADA LN, ROCKY MOUNT, MO 65072-3121

Mortgage

Document Number02021/3524
DateJun 25, 2021
Book Page2021/3524
Instrument202103524
Lender
NameCENTRAL BANK OF LAKE OF THE OZARKS
TypeBank
AddressOSAGE BEACH, MO 65065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJul 1, 2026
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change9.5%
Index1-Year LIBOR
Margin3
Max Rate9.5%

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMiller County
Unified School DistrictSchool of The Osage School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,810 (-) Land $3,810 Building $41,000$235,860 (-) Land $20,070 Building $215,790
2025$2,021.00$44,810 (+12.28%) Land $3,810 Building $41,000$235,860 (+12.28%) Land $20,070 Building $215,790
2023$39,910 Land $4,230 Building $35,680$210,060 Land $22,250 Building $187,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 75% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smada Ln

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