Monroe County and Penfield Town property record for 20 Simone Ter, Webster, NY 14580 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,998 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $208,000 (2008) |
| Tax Bill | $7,394.00 (2025) |
| Primary APN | COM-0012034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,998 sqft Living Area |
| 1st Floor | 1,190 sqft 1st Floor |
| 2nd Floor | 808 sqft 2nd Floor |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Width | 100 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 545 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 628 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Patio Area | 240 sqft Patio |
| Porch Area | 347 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | COM-0012034 |
|---|---|
| Street Address | 20 SIMONE TER |
| City | WEBSTER |
| State | NY |
| Zip | 14580-2232 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T58 T13 R4 LOT 23 ROMAN ESTS SEC 2 P |
| Legal Block | 1 |
| Legal Lot Number | 68.000 |
| Jurisdiction | MONROE NY |
| Minor Civil Division | PENFIELD |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 11507 |
Source: Monroe County and Penfield Town records · APN COM-0012034
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SIMONE TER, WEBSTER, NY 14580-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 27, 2025 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK |
| Feb 20, 2019 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2008 · Amount on Record |
| Deed Sale | Apr 18, 2008 · Amount on Record |
| Deed Book / Page | 10605 / 196 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 20 SIMONE TER, WEBSTER, NY 14580-2232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|
| Document Number | 202503327967 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 31123/548 |
| Instrument | 202503327967 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 20 SIMONE TER, WEBSTER, NY 14580-2232 |
| Document Number | 0000000299 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 20 SIMONE TER WEBSTER NY 145802232, WEBSTER, NY 14580-2232 |
| Document Number | 0000000299 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 028527/000660 |
| Instrument | 299 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 20 SIMONE TER, WEBSTER, NY 14580-2232 |
| Document Number | 0000000521 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 20 SIMONE TER WEBSTER NY 145802232, WEBSTER, NY 14580-2232 |
| Document Number | 0000000521 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 027936/000508 |
| Instrument | 521 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 26, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Penfield Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Webster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,394.00 (+2.44%) | $283,800 (-) Land $44,400 Building $239,400 | $378,400 (+25.34%) Land $59,200 Building $319,200 |
| 2023 | $283,800 (-) Land $44,400 Building $239,400 | $301,900 (+6.38%) Land $47,232 Building $254,668 | |
| 2022 | $283,800 Land $44,400 Building $239,400 | $283,800 Land $44,400 Building $239,400 | |
| 2021 | $7,218.00 |
Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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