20 Silver Lily Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 20 Silver Lily Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,516 sqft · built 2024
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$715,251 (Jan 2025)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027972-4010`

Property Details

APN / Parcel Number

Primary APN	`027972-4010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,516 sqft Living Area
Gross Area	4,176 sqft
1st Floor Area	1,426 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 SILVER LILY WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	118/45-61 SILVER LANDING PHASE 2A LOT 401 OR6080/1755
Legal Subdivision	SILVER LANDING PHASE 2A
Legal Block	1
Legal Lot Number	401
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

20 Silver Lily Way is owned and occupied by two individuals who bought it in January 2025.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025 · Amount on File
Deed Sale	Jan 7, 2025 · Amount on File
Deed Document Number	20251490
Deed Book / Page	6080 / 1755
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 7, 2025
Property Address	20 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3811
Document Number	0060801755
Book / Page	6080 / 1755
Map Reference	MB 118 PG 45-61
Instrument Date	Dec 30, 2024
Instrument	2025001490
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,007.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SILVER LILY WAY, ST AUGUSTINE, FL 32092-3811

Mortgage

Document Number	2025001491
Date	Jan 7, 2025
Instrument	2025001491

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,250 (+21.49%)	$630,926 (+12.07%) Land $120,000 Building $510,926
2025	$6,056.00 (+382.93%) Homeowner's exemption	$463,630 (+363.63%)	$562,979 (+462.98%) Land $117,000 Building $445,979
2024	$1,254.00	$100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Silver Lily Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Silver Lily Way is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.