20 Silva Cutoff Rd, Lyle, WA 98635 Property Records

Klickitat County property record for 20 Silva Cutoff Rd, Lyle, WA 98635

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,080 sqft · built 2012
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$491,209 (Jan 2017)
Tax Bill	$4,836 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03120300000600`

Property Details

APN / Parcel Number

Primary APN	`03120300000600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	2,080 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	A/C Office Only
Heating System	Central

Location & Zoning

Street Address	20 SILVA CUTOFF RD
City	LYLE
State	WA
Zip	98635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWSENW INCLUDES PTNS EXCHANGED IN BLA 2007-11; 3-3-12
Legal Range	12
Legal Township	03
Legal Section	03
Legal Subdivision	SW4 SE4 NW4 S3T3NR12E WM
Jurisdiction	KLICKITAT WA
Township / Civil Division	DALLESPORT-KLICKITAT
Census Block Group	2
Census Block	2121
Census Tract	950200

Owner

Source: Klickitat County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 506, LYLE, WA 98635-0011
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit RIVERMARK COMMUNITY CU
Jan 13, 2017	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jan 13, 2017	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2017 · Amount on Record
Deed Sale	Jan 13, 2017 · Amount on Record
Deed Document Number	20171121831
Prior Transfer Date	Jun 29, 2011
Prior Transfer Doc	1093720
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLICKITAT WA
Recording Date	Jul 14, 2023
Property Address	20 SILVA CUTOFF RD, LYLE, WA 98635
Document Number	0001160108
Map Reference	FILE 1074723
Instrument Date	Jul 14, 2023
Instrument	1160108
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	AMERITITLE - WHITE SALMON, AMERITITLE WHITE SALMON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,907.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 SILVA CUTOFF RD, LYLE, WA 98635

Mortgage

Document Number	0001160109
Date	Jul 14, 2023
Instrument	1160109

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLICKITAT WA
Property Address	20 SILVA CUTOFF RD, LYLE, WA 98635
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL VANCOUVER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1145867
Date	Feb 26, 2021
Instrument	1145867

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLICKITAT WA
Property Address	20 SILVA CUTOFF RD, LYLE, WA 98635
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	LAWYERS TITLE CORPORATE, LAWYERS TITLE PORTLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1130103
Date	Jul 27, 2018
Instrument	1130103

Lender

Name	RIVERMARK COMMUNITY CU
Type	Credit Union
Address	BEAVERTON, OR 97076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLICKITAT WA
Property Address	20 SILVA CUTOFF RD, LYLE, WA 98635
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1121820
Date	Jan 13, 2017
Instrument	1121820

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLICKITAT WA
Recording Date	Jan 13, 2017
Property Address	20 SILVA CUTOFF RD, LYLE, WA 98635
Document Number	1121831
Map Reference	MB1 PG311
Instrument Date	Jan 12, 2017
Instrument	1121831
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1767 12TH ST # 164, 164, HOOD RIVER, OR 97031-9531

Mortgage

Document Number	1121820
Date	Jan 13, 2017
Instrument	1121820

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Klickitat County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Klickitat County
Unified School District	Lyle School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,836.00 (+7.66%)	$628,900 (-2.44%) Land $150,000 Building $478,900	$628,900 (-2.44%) Land $150,000 Building $478,900
2025		$644,600 (+16.94%) Land $100,000 Building $544,600	$644,600 (+16.94%) Land $100,000 Building $544,600
2024	$4,492.00 (+0.58%)
2023	$4,466.00	$551,200 Land $80,000 Building $471,200	$551,200 Land $80,000 Building $471,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (1982–1996)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.3% of the US · above 96% of Washington
Wildfire Likelihood	4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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