20 Silas Adams Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 20 Silas Adams Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1995
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Sep 2020)
Tax Bill	$3,918 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:041 B:013 L:032-003`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:041 B:013 L:032-003`
Alternative APN	`558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	558
Street Address	20 SILAS ADAMS RD
City	GRAY
State	ME
Zip	04039-5300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	GERALD BURNS
Legal Block	13
Legal Lot Number	32-3
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2002
Census Tract	4701

Owner

20 Silas Adams Rd is owned and occupied by an individual who bought it in September 2020.

Source: Cumberland County and Gray Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	20 SILAS ADAMS RD, GRAY, ME 04039-5300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage CUMBERLAND COUNTY
Sep 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Oct 24, 2016 · Amount on File
Deed Document Number	202055182
Deed Book / Page	37144 / 77
Transfer Doc	31647-0255
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Recording Date	Sep 16, 2026
Property Address	20 SILAS ADAMS RD, GRAY, ME 04039-5300
Document Number	0000040958
Book / Page	42546 / 229
Instrument Date	Aug 31, 2026
Instrument	202640958
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SILAS ADAMS RD, GRAY, ME 04039-5300

Mortgage

Document Number	0000040958,
Date	Sep 16, 2026
Book Page	42546/229
Instrument	202640958

Lender

Name	CUMBERLAND COUNTY

Agreement

Amount	Amount on Record
Term	85 Months
Due	Oct 1, 2033

Interest

Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Sep 4, 2020
Property Address	20 SILAS ADAMS RD, GRAY, ME 04039-5300
Document Number	0371440077
Book / Page	37144 / 77
Instrument Date	Sep 3, 2020
Instrument	55182
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	97 DAVIS DR, POLAND, ME

Mortgage

Document Number	0000055183
Date	Sep 4, 2020
Instrument	55183

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Silas Adams Rd was $3,918.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,918.00	$404,800 Land $120,000 Building $284,800
2023	$3,766.00 (+8.81%)	$248,100 (-) Land $55,000 Building $193,100
2022	$3,461.00	$248,100 Land $55,000 Building $193,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Silas Adams Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Silas Adams Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silas Adams Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures