Hampden County and Southwick Town property record for 20 Shore Rd, Southwick, MA 01077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,399 sqft · built 1940 |
| Lot Size | 0.215 acres (9,348 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Mar 1990) |
| Tax Bill | $6,974 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SWIC M:160 B:000 L:012 |
| Primary APN | SWIC M:160 B:000 L:012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,399 sqft Living Area |
| Gross Area | 3,103 sqft |
| Basement Area | 970 sqft |
| Unfinished Basement | 970 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 9,348 sqft (0.215 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 SHORE RD |
|---|---|
| City | SOUTHWICK |
| State | MA |
| Zip | 01077-9631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 12 |
| Jurisdiction | SOUTHWICK MA |
| Township / Civil Division | SOUTHWICK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 813101 |
20 Shore Rd is owned and occupied by an individual who acquired it in May 2019.
Source: Hampden County and Southwick Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 SHORE RD, SOUTHWICK, MA 01077-9631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 14, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 1990 · Amount on File |
| Deed Sale | Mar 5, 1990 · Amount on File |
| Last Transfer Date | May 8, 2019 |
| Transfer Doc | 22663-343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHWICK MA |
| Property Address | 20 SHORE RD, SOUTHWICK, MA 01077-9631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024371-460 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 24371/460 |
| Instrument | 4946 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTHWICK MA |
| Recording Date | May 14, 2019 |
| Property Address | 20 SHORE RD, SOUTHWICK, MA 01077-9631 |
| Document Number | 22663-343 |
| Book / Page | 022663 / 000343 |
| Instrument Date | May 8, 2019 |
| Instrument | 24723 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 9 CARRIAGE LN EAST GRANBY CT 060269506, EAST GRANBY, CT 06026-9506 |
The 2025 property tax bill for 20 Shore Rd was $6,974, up 5.6% from the year before.
Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Southwick Town |
| Unified School District | Southwick-Tolland-Granville Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,974.00 (+5.62%) | $447,900 (+4.94%) Land $191,900 Building $256,000 | $455,620 |
| 2024 | $6,603.00 (+3.77%) | $426,800 (+8.05%) Land $181,900 Building $244,900 | |
| 2023 | $6,363.00 | $395,000 Land $181,900 Building $213,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Shore Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1979–1998) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Shore Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWICK WATER DEPT serves 7,669 people · EPA ID MA1279000 |
|---|---|
| Water Source | Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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