Barnstable County and Bourne Town property record for 20 Ships Way, Buzzards Bay, MA 02532
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,427 sqft · built 1974 |
| Lot Size | 6.03 acres (262,667 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Dec 2008) |
| Tax Bill | $3,872 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BOUR M:24.3 P:7 E:20 |
| Primary APN | BOUR M:24.3 P:7 E:20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 2,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 262,667 sqft (6.03 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 5059 |
|---|---|
| Street Address | 20 SHIPS WAY |
| City | BUZZARDS BAY |
| State | MA |
| Zip | 02532-5418 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | NEW APTUXCET VILLAGE CONDO PH |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 13900 |
20 Ships Way, a condominium, is owned and occupied by two individuals who bought it in December 2008.
Source: Barnstable County and Bourne Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SHIPS WAY, BUZZARDS BAY, MA 02532-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Sep 28, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE COD FIVE CENTS SAVINGS BANK |
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2008 · Amount on File |
| Deed Sale | Dec 19, 2008 · Amount on File |
| Prior Sale | Dec 19, 2008 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 20 SHIPS WAY, BOURNE, MA 02532-5418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001443182 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 1443182 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 20 SHIPS WAY, BOURNE, MA 02532-5418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001468103 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 1468103 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 20 SHIPS WAY, BOURNE, MA 02532-5418 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1443182 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 1443182 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 20 Ships Way was $3,872, up 4.1% from the year before.
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,872.00 (+4.09%) | $495,800 (+6.88%) Building $495,800 | $593,180 |
| 2024 | $3,720.00 (+13.69%) | $463,900 (+24.91%) Building $463,900 | |
| 2023 | $3,272.00 | $371,400 Building $371,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Ships Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 4 (1987–1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Ships Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.51 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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