20 Ship St, Warwick, RI 02889 Property Records

Warwick City property record for 20 Ship St, Warwick, RI 02889 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1969
Square Footage726 sqft Living Area
Lot Size7,275 sqft (0.167 acres)
OccupancyOwner Occupied
Last Sale$137,500 (2018)
Tax Bill$3,840.00 (2025)

Property Details

APN / Parcel Number

Primary APN35901420000
Alternative APNs
  • WARW M:359 B:0142 L:0000
  • 100121693

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area726 sqft Living Area
Gross Area1,844 sqft Gross Area
1st Floor726 sqft 1st Floor
Basement Area726 sqft Basement
Unfinished Basement726 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,275 sqft (0.167 acres)
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number100121693
Street Address20 SHIP ST
CityWARWICK
StateRI
Zip02889-9136
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block142
JurisdictionWARWICK RI
Minor Civil DivisionWARWICK
Census Blockgroup1
Census Block1024
Census Tract21700

Owner

Source: Warwick City records · APN 35901420000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 SHIP ST, WARWICK, RI 02889-9136
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2025Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Feb 16, 2022Deed of Trust, Mortgage · Stand Alone Refinance
GUILD MORTGAGE CO
Nov 16, 2018Warranty Deed, Transfer
SHAMROCK FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Prior SaleJan 10, 2005 · Amount on Record
Deed Doc Number201816271
Deed Book / Page9170 / 269
Record RefreshedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address20 SHIP ST, WARWICK, RI 02889-9136
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010728-67
DateJul 31, 2025
Book Page10728/67
Instrument8722
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueAug 01, 2030

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address20 SHIP ST, WARWICK, RI 02889-9136
Transaction TypeMortgage
Record UpdatedMar 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010079-85
DateFeb 16, 2022
Book Page10079/85
Instrument2456
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateNov 16, 2018
Property Address20 SHIP ST, WARWICK, RI 02889-9136
Document Number9170-269
Book / Page9170 / 269
Instrument16271
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$24.44
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number91700271
DateNov 16, 2018
Instrument09170/0271
Lender
NameSHAMROCK FINANCIAL CORP
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueNov 16, 2048

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,840.00 (+7.35%)$302,400 (+19.95%) Land $100,300 Building $202,100
2024$262,010
2023$3,577.00 (+18.01%)$252,100 (+55.81%) Land $82,800 Building $169,300
2022$3,031.00$161,800 Land $46,200 Building $115,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft

Wildfire

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ship St

Nearby Streets

Search Property Records by Address or Parcel Number