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20 Ship St, Jamestown, RI 02835 Property Records

Jamestown Town property record for 20 Ship St, Jamestown, RI 02835

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,224 sqft · built 2008
Lot Size0.331 acres (14,401 sqft)
Owner2 Individual Names on File
Last Sale$637,500 (Sep 2009)
Tax Bill$6,219 (2025)
Deeds & MortgagesAug 2020 Refinance
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNJAME M:15 L:73

Property Details

APN / Parcel Number

Primary APNJAME M:15 L:73
Alternative APN
  • 7081635

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,224 sqft Living Area
Gross Area4,554 sqft
1st Floor Area1,000 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,401 sqft (0.331 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number7081635
Street Address20 SHIP ST
CityJAMESTOWN
StateRI
Zip02835-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Lot Number73
JurisdictionJAMESTOWN RI
Township / Civil DivisionJAMESTOWN
Census Block Group1
Census Block1000
Census Tract41300

Owner

20 Ship St is owned and occupied by two individuals who acquired it in August 2020.

Source: Jamestown Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20 SHIP ST, JAMESTOWN, RI 02835-2429
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
NAVY FCU
Mar 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2009 · Amount on File
Deed SaleSep 21, 2009 · Amount on File
Deed Book / Page683 / 306
Last Transfer DateAug 7, 2020
Transfer Doc970-118
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJAMESTOWN RI
Recording DateAug 12, 2020
Property Address20 SHIP ST, JAMESTOWN, RI 02835-2429
Document Number970-118
Book / Page970 / 118
Instrument DateAug 7, 2020
Instrument58584
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SHIP ST, JAMESTOWN, RI 02835-2429

Mortgage

Document Number970-120
DateAug 12, 2020
Book Page970/120
Instrument58585
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMESTOWN RI
Property Address20 SHIP ST, JAMESTOWN, RI 02835-2429
Document Number938-32
Instrument DateMar 29, 2019
Transaction TypeMortgage
Record UpdatedApr 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SHIP ST JAMESTOWN RI 028352429, JAMESTOWN, RI 02835-2429

Mortgage

Document Number938-32
DateMar 29, 2019
Book Page000938/000032
Instrument55924
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 28, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 20 Ship St was $6,219.

Source: Jamestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionJamestown Town
Elementary School DistrictJamestown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,219.00$1,102,700 Land $242,300 Building $860,400$1,289,540
2023$6,110.00 (+2.81%)$875,300 (-) Land $183,500 Building $691,800
2022$5,943.00$875,300 Land $183,500 Building $691,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Ship St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims5 (1978–2010)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ship St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber		1,000 / 35

May also be available: Verizon.

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