20 Sherwood Trl, Buffalo, MO 65622 Property Records

Dallas County property record for 20 Sherwood Trl, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,968 sqft · built 2018
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-8.0-27-000-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`09-8.0-27-000-000-008.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,968 sqft Base Area
1st Floor Area	1,968 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	114,563 sqft (2.63 acres)
Lot Dimensions	312 ft deep x 367 ft wide
Garage Area	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 SHERWOOD TRL
City	BUFFALO
State	MO
Zip	65622-5451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 367.5' OF LOT 26 OF WESTWOOD ESTATES; LOT SIZE: 367.5' X 312.1'
Legal Range	20W
Legal Township	34N
Legal Section	27
Legal Subdivision	WESTWOOD ESTATES
Legal Lot Number	26
Jurisdiction	DALLAS MO
Township / Civil Division	NORTH BENTON
Census Block Group	4
Census Block	4005
Census Tract	480200

Owner

Source: Dallas County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 882, BUFFALO, MO 65622-0882
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Feb 11, 2019	Deed of Trust, Mortgage · ARM COMMERCE BANK
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2006
Deed Sale	Jul 18, 2006
Deed Document Number	200662700
Deed Book / Page	331 / 477
Last Transfer Date	Aug 16, 2024
Transfer Doc	02024/1953
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	20 SHERWOOD TRL, BUFFALO, MO 65622-5451
Transaction Type	Mortgage
Record Updated	Aug 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1730
Date	Jul 29, 2020
Book Page	2020/1730
Instrument	202001730

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 13, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	20 SHERWOOD TRL, BUFFALO, MO 65622-5451
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1065
Date	May 15, 2020
Book Page	2020/1065
Instrument	202001065

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	20 SHERWOOD TRL, BUFFALO, MO 65622-5451
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/0299
Date	Feb 11, 2019
Book Page	2019/0299
Instrument	201900299

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	20 SHERWOOD TRL, BUFFALO, MO 65622-5451
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/0178
Date	Jan 25, 2018
Book Page	2018/0178
Instrument	201800178

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00 (+12.58%)	$37,630 (+12.16%)	$198,000 (+12.12%) Land $17,500 Building $180,500
2023	$1,487.00	$33,550	$176,600 Land $9,700 Building $166,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	100 / 10
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: Net Vision Communications, Sparklight, Verizon.

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