Bergen County and Montvale Borough property record for 20 Sheppard Dr, Montvale, NJ 07645
| Property Type | Single Family Home |
|---|---|
| Details | 3,821 sqft · built 1970 |
| Lot Size | 0.918 acres (40,001 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $20,408 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00506-0000-00005 |
| Primary APN | 36-00506-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,821 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 40,001 sqft (0.918 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 140200 |
|---|---|
| Street Address | 20 SHEPPARD DR |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | 200X200 |
| Legal Subdivision | URBAN FOREST SEC 2 |
| Legal Block | 506 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 35100 |
20 Sheppard Dr is owned and occupied by an individual.
Source: Bergen County and Montvale Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 SHEPPARD DR, MONTVALE, NJ 07645-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 SHEPPARD DR, MONTVALE, NJ 07645-1223 |
| Document Number | 0028340093 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 SHEPPARD DR MONTVALE NJ 076451223, MONTVALE, NJ 07645-1223 |
| Document Number | 0028340093 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 002834/000093 |
| Name | NVE BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jan 10, 2025 |
The 2025 property tax bill for 20 Sheppard Dr was $20,408, up 1.5% from the year before.
Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $799,700 (-) Land $310,200 Building $489,500 | $799,700 (-) Land $310,200 Building $489,500 | |
| 2025 | $20,408.00 (+1.47%) | $799,700 Land $310,200 Building $489,500 | $799,700 Land $310,200 Building $489,500 |
| 2024 | $20,112.00 | ||
| 2023 | $799,700 Land $310,200 Building $489,500 | $799,700 Land $310,200 Building $489,500 | |
| 2022 | $19,760.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Sheppard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Sheppard Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001 |
|---|---|
| Water Source | Purchased surface water |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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