20 Shepard St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 20 Shepard St, Cambridge, MA 02138

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,847 sqft · built 1873
Lot Size	0.053 acres (2,315 sqft)
Owner	Company Name on File
Last Sale	$347,500 (Jan 1995)
Tax Bill	$8,722 (2025)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`173-8`

Property Details

APN / Parcel Number

Primary APN	`173-8`
Alternative APN	`CAMB M:00173 L:00008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,847 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	874 sqft
Attic	Attic
Attic Area	349 sqft
Basement Area	874 sqft
Unfinished Basement	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,315 sqft (0.053 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 SHEPARD ST
City	CAMBRIDGE
State	MA
Zip	02138-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	8
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1010
Census Tract	354000

Owner

Source: Middlesex County and Cambridge City records · APN 173-8

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 SHEPARD ST, CAMBRIDGE, MA 02138-1713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 1995 · Amount on Record
Deed Sale	Jan 27, 1995 · Amount on Record
Prior Sale	Jan 20, 1995 · Amount on Record
Last Transfer Date	Oct 31, 2022
Transfer Doc	080918-131
Record Updated	Sep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Nov 07, 2022
Property Address	20 SHEPARD ST, CAMBRIDGE, MA 02138-1713
Document Number	080918-131
Book / Page	80918 / 131
Instrument Date	Oct 31, 2022
Instrument	164901
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SHEPARD ST, CAMBRIDGE, MA 02138-1713

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,722.00 (+3.65%)	$1,373,500 (-3.38%) Land $813,400 Building $560,100	$1,724,725 (+12.12%)
2024	$8,415.00 (+6.78%)	$1,421,500 (+5.7%) Land $885,500 Building $536,000	$1,538,240
2023	$7,881.00	$1,344,800 Land $881,700 Building $463,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings, Starry.

Based on FCC filings for 782 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.