20 Shepard Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 20 Shepard Rd, Warwick, NY 10990

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,804 sqft · built 1964
Lot Size0.301 acres (13,120 sqft)
Owner2 Individual Names on Record
Last Sale$281,500 (Jun 2019)
Tax Bill$7,639 (2024)
Deeds & MortgagesOct 2021 Refinance
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN335489 39-6-4

Property Details

APN / Parcel Number

Primary APN335489 39-6-4
Alternative APNs
  • 548903900000060040000000
  • 39-6-4

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,804 sqft Living Area
Gross Area1,996 sqft
1st Floor Area1,108 sqft
Basement Area696 sqft
Finished Basement696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1971
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area13,120 sqft (0.301 acres)
Lot Dimensions164 ft deep x 80 ft wide
View / LotRural
Garage TypeBasement
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area416 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39-6-4
Street Address20 SHEPARD RD
CityWARWICK
StateNY
Zip10990-2008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00205
Legal DescriptionLT 10 BLK E WICKHAM KNOLL
Legal Block6
Legal Lot Number4.000
JurisdictionORANGE NY
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2003
Census Tract14700

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 SHEPARD RD, WARWICK, NY 10990-2008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HUDSON VALLEY FCU
Jun 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BETTER MORTGAGE CORP
Jun 12, 2019Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2019 · Amount on Record
Deed SaleJun 12, 2019 · Amount on Record
Prior SaleJul 18, 2012 · Amount on Record
Deed Document Number201939320
Deed Book / Page14578 / 1589
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address20 SHEPARD RD, WARWICK, NY 10990-2008
Transaction TypeMortgage
Record UpdatedApr 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069771
DateOct 15, 2021
Book Page15073/605
Instrument20210069771
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address20 SHEPARD RD, WARWICK, NY 10990-2008
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042860
DateJun 30, 2021
Book Page14993/60
Instrument20210042860
Lender
NameBETTER MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateJun 12, 2019
Property Address20 SHEPARD RD, WARWICK, NY 10990-2008
Document Number0000039320
Book / Page14578 / 1589
Instrument DateMay 30, 2019
Instrument20190039320
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyTITLE RESOURCES GUARANTEE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1485 STATE ROUTE 17A, WARWICK, NY 10990-3592

Mortgage

Document Number0000039321
DateJun 12, 2019
Instrument20190039321
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0000039320
DateJun 12, 2019
Book Page14578/1589
Instrument20190039320
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJul 1, 2039

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionWarwick Town
Unified School DistrictWarwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,600 (-) Land $7,000 Building $25,600$388,100 (+10.13%)
2024$7,639.00
2023$32,600 (-) Land $7,000 Building $25,600$352,400 (+17.27%) Land $75,669 Building $276,731
2022$32,600 Land $7,000 Building $25,600$300,500 Land $64,525 Building $235,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Alteva of Warwick
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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