20 Shepard Ln, Shrewsbury, MA 01545 Property Records

Worcester County and Shrewsbury Town property record for 20 Shepard Ln, Shrewsbury, MA 01545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,292 sqft · built 1952
Lot Size	0.205 acres (8,920 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jan 2022)
Tax Bill	$7,412 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:22 L:080000`

Property Details

APN / Parcel Number

Primary APN	`M:22 L:080000`
Alternative APNs	`SHRE M:22 B:080000` `3496`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
Gross Area	4,317 sqft
1st Floor Area	1,236 sqft
Basement Area	1,182 sqft
Unfinished Basement	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,920 sqft (0.205 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3496
Street Address	20 SHEPARD LN
City	SHREWSBURY
State	MA
Zip	01545-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES B-
Legal Block	80000
Jurisdiction	SHREWSBURY MA
Township / Civil Division	SHREWSBURY
Census Block Group	1
Census Block	1018
Census Tract	739402

Owner

20 Shepard Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Worcester County and Shrewsbury Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SHEPARD LN, SHREWSBURY, MA 01545-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jan 4, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Deed Book / Page	66945 / 40
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHREWSBURY MA
Recording Date	Jan 14, 2022
Property Address	20 SHEPARD LN, SHREWSBURY, MA 01545-2321
Document Number	0066945-40
Book / Page	66945 / 40
Instrument Date	Jan 14, 2022
Instrument	5491
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 SHEPARD LN, SHREWSBURY, MA 01545-2321

Mortgage

Document Number	0000005492
Date	Jan 14, 2022
Instrument	5492

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHREWSBURY MA
Recording Date	Jan 4, 2021
Property Address	20 SHEPARD LN, SHREWSBURY, MA 01545-2321
Document Number	64145-259
Book / Page	64145 / 259
Instrument Date	Sep 9, 2020
Instrument	714
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SHEPARD LN, SHREWSBURY, MA 01545-2321

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHREWSBURY MA
Property Address	20 SHEPARD LN, SHREWSBURY, MA 01545-2321
Document Number	57112-207
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57112-207
Date	May 15, 2017
Book Page	057112/000207
Instrument	48560

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20 Shepard Ln was $7,412, up 10,053.4% from the year before.

Source: Worcester County and Shrewsbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Shrewsbury Town
Unified School District	Shrewsbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,412.00 (+10,053.42%)	$644,500 (+5.92%) Land $235,400 Building $409,100	$691,336 (-0.48%)
2025	$73.00 (-98.94%)	$608,500 (+9.76%) Land $245,200 Building $363,300	$694,640
2024	$6,863.00 (+4.17%)	$554,400 (+10.42%) Land $233,500 Building $320,900
2023	$6,588.00	$502,100 Land $233,500 Building $268,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Shepard Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Shepard Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHREWSBURY WATER DEPARTMENT serves 38,325 people · EPA ID MA2271000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SELCO Fiber · Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shepard Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures