Stephens County property record for 20 Shenandoah Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,698 sqft · built 1992 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Sep 2025) |
| Tax Bill | $1,248 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022D 013 |
| Primary APN | 022D 013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,698 sqft Heated Area |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Terrain | Gentle Slope |
| Garage Area | 546 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 516158 |
|---|---|
| Old Parcel Number | 022D 013 |
| Street Address | 20 SHENANDOAH DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 9 CURRAHEE VIEW S/D |
| Legal Subdivision | CURRAHEE VIEW |
| Legal Lot Number | 9 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970401 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20 SHENANDOAH DR, TOCCOA, GA 30577-6768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2024 | Deed of Trust, Mortgage · Line of Credit CORNING FEDERAL CREDIT UNION |
| Sep 12, 2025 | Limited Warranty Deed, Transfer NORTH GEORGIA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Deed Document Number | 2025001168 |
| Deed Book / Page | 1422 / 234 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 20 SHENANDOAH DR, TOCCOA, GA 30577-6768 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 SHENANDOAH DR, TOCCOA, GA 30577-6768 |
| Document Number | 0013670000000412 |
|---|---|
| Date | May 17, 2024 |
| Book Page | 0000001367/0000000412 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 12, 2025 |
| Property Address | 20 SHENANDOAH DR, TOCCOA, GA 30577-6768 |
| Document Number | 0014220234 |
| Book / Page | 1422 / 234 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025001168 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SHENANDOAH DR, TOCCOA, GA 30577-6768 |
| Document Number | 0001422236 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 1422/236 |
| Name | NORTH GEORGIA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 52 Months |
| Due | Jan 1, 2030 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,248.00 (+35.95%) Homeowner's exemption Senior Citizen's exemption | $96,286 (+47.61%) Land $5,436 Building $90,850 | $240,715 (+47.61%) Land $13,591 Building $227,124 |
| 2024 | $918.00 (+17.39%) Homeowner's exemption Senior Citizen's exemption | $65,229 (+6.62%) Land $5,436 Building $59,793 | $163,074 (+6.62%) Land $13,591 Building $149,483 |
| 2023 | $782.00 (-54.9%) Homeowner's exemption | $61,178 (+5.03%) Land $5,436 Building $55,742 | $152,946 (+5.03%) Land $13,591 Building $139,355 |
| 2022 | $1,734.00 Homeowner's exemption | $58,247 Land $5,436 Building $52,811 | $145,618 Land $13,591 Building $132,027 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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