20 Shell Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 20 Shell Cir, Palm Harbor, FL 34684 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,434 sqft Living Area
Lot Size	8,250 sqft (0.189 acres)
Garage	Attached, 504 sqft
Occupancy	Owner Occupied
Last Sale	$92,900 (2000)
Tax Bill	$1,450.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-7466-1`
Alternative APNs	`31-27-16-88335-000-1830` `271631883350001830` `162731883350001830` `R337522`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,434 sqft Living Area
Gross Area	2,112 sqft Gross Area
1st Floor	1,434 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Composition Interior Structure

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Architectural Style	Custom Design Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,250 sqft (0.189 acres)
Depth X Width	101 ft x 78 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Porch Area	174 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	R337522
Street Address	20 SHELL CIR
City	PALM HARBOR
State	FL
Zip	34684-1538
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUNSHINE ESTATES LOT 183
Legal Range	16E
Legal Township	27S
Legal Section	31
Legal Subdivision	SUNSHINE ESTATES
Legal Tract	88335
Legal Lot Number	183
Jurisdiction	PINELLAS FL
Minor Civil Division	TARPON SPRINGS
Census Blockgroup	1
Census Block	1004
Census Tract	27204

Owner

Source: Pinellas County records · APN C62-000-757-7466-1

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4238 ROUND HILL DR, COLORADO SPRINGS, CO 80922-3391
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2000 · Amount on Record
Deed Sale	Mar 03, 2000 · Amount on Record
Deed Book / Page	10831 / 1688
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 22, 2026
Property Address	20 SHELL CIR, PALM HARBOR, FL 34684-1538
Document Number	0000195738
Book / Page	23635 / 2324
Instrument Date	Jul 15, 2026
Instrument	2026195738
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	NY BANKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$259,327.60
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SHELL CIR, PALM HARBOR, FL 34684-1538

Mortgage

Document Number	0000195739,
Date	Jul 22, 2026
Instrument	2026195739

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00 (+10.18%) Homeowner's exemption	$114,711 (+5.99%)	$296,883 (+20.29%) Land $109,778 Building $187,105
2023	$1,316.00 (+4.2%) Homeowner's exemption	$108,231 (+3%)	$246,800 (-2.53%) Land $128,832 Building $117,968
2022	$1,263.00 Homeowner's exemption	$105,079	$253,215 Land $146,706 Building $106,509

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.