20 Shane Cir, Covington, GA 30016 Property Records

Newton County property record for 20 Shane Cir, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,248 sqft · built 2004
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Jul 2020)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0049B-00000-069-000`

Property Details

APN / Parcel Number

Primary APN	`0049B-00000-069-000`
Alternative APNs	`0049B 069` `22443`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,248 sqft Heated Area
1st Floor Area	1,248 sqft
Basement Area	1,246 sqft
Finished Basement	1,246 sqft
Utility Area	70 sqft
Utility Room	Utility Room
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22443
Old Parcel Number	0049B 069
Street Address	20 SHANE CIR
City	COVINGTON
State	GA
Zip	30016-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 71 SHENANDOAH ESTATES
Legal Subdivision	SHENANDOAH ESTATE
Legal Lot Number	71
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	3
Census Block	3038
Census Tract	100801

Owner

20 Shane Cir is owned and occupied by an individual who acquired it in July 2020.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	20 SHANE CIR, COVINGTON, GA 30016-3606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 5, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jul 29, 2020	Grant Deed, Transfer · FHA Mortgage AMERIS BK
Mar 10, 2020	Grant Deed, Construction Loan · Line of Credit CHRISTINA TRUST (CT)
Dec 23, 2019	Deed of Trust, Mortgage · FHA Mortgage VICTORIAN FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	0004043132
Deed Book / Page	4043 / 132
Last Transfer Date	Jul 29, 2020
Transfer Doc	0040430132
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 SHANE CIR, COVINGTON, GA 30016-3606
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SHANE CIR, COVINGTON, GA 30016-3606

Mortgage

Document Number	0047730000000061
Date	Oct 22, 2025
Book Page	0000004773/0000000061
Instrument	2025011845

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2050

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 SHANE CIR, COVINGTON, GA 30016-3606
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SHANE CIR, COVINGTON, GA 30016-3606

Mortgage

Document Number	0045560000000512
Date	Oct 5, 2023
Book Page	0000004556/0000000512

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 29, 2020
Property Address	20 SHANE CIR, COVINGTON, GA 30016-3606
Document Number	0040430132
Book / Page	004043 / 000132
Instrument Date	Jul 27, 2020
Instrument	10181
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SHANE CIR COVINGTON GA 300163606, COVINGTON, GA 30016-3606

Mortgage

Document Number	40430135
Date	Jul 29, 2020
Book Page	004043/000135
Instrument	10182

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Mortgage

Document Number	40430149,
Date	Jul 29, 2020
Book Page	004043/000149
Instrument	10183

Lender

Name	AMERIS BK
Type	Bank
Address	MOULTRIE, GA 31768

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 28, 2025

March 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 10, 2020
Property Address	20 SHANE CIR, COVINGTON, GA 30016-3606
Document Number	0039750185
Book / Page	003975 / 000185
Instrument Date	Mar 9, 2020
Instrument	3326
Transaction Type	Construction Loan
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$171.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 SHANE CIR COVINGTON GA 300163606, COVINGTON, GA 30016-3606
Investor	Possibly a Property Investor

Mortgage

Document Number	39750188
Date	Mar 10, 2020
Book Page	003975/000188
Instrument	3327

Lender

Name	CHRISTINA TRUST (CT)
Address	500 DELAWARE AVENUE 11 TH FL, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 9, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 SHANE CIR, COVINGTON, GA 30016-3606
Document Number	0039440201
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 SHANE CIR COVINGTON GA 300163606, COVINGTON, GA 30016-3606

Mortgage

Document Number	0039440201
Date	Jan 3, 2020
Book Page	003944/000201
Instrument	103

Lender

Name	VICTORIAN FIN
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15241

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Shane Cir was $2,591 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,591.00 Homeowner's exemption	$107,240 Land $16,400 Building $90,840	$268,100 Land $41,000 Building $227,100
2023		$92,080 Land $7,200 Building $84,880	$230,200 Land $18,000 Building $212,200
2022	$2,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Shane Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Shane Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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